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Defacto Repay API

The Repay API from Defacto — 1 operation(s) for repay.

Defacto Repay API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Repay. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 1 operation across 1 path, and defines 2 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

1 operations 1 paths 2 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Repay API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

Repay 1
POST
/repay/now
/repay/now
post_repay-now body → 200

Schemas 2

The contract defines 2 schemas that model the data the API accepts and returns. The most detailed are RepayNowRequest (3 properties), RepayNowResponse (1 property). Each schema is shown below with its type and property counts.

RepayNowRequest
object
3 properties 2 required
RepayNowResponse
object
1 property 1 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-repay-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Eligibility and credit limit API
Defacto Financial product API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Where this information came from

This is an independent, third-party profile of Defacto Repay API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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