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Defacto Eligibility and credit limit API

The Eligibility and credit limit API from Defacto — 6 operation(s) for eligibility and credit limit.

Defacto Eligibility and credit limit API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Eligibility and credit limit. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 6 operations across 6 paths, and defines 12 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

6 operations 6 paths 12 schemas 4 GET2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Eligibility and credit limit API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 6

Across 6 paths, the API surfaces 6 operations — 4 GET, 2 POST. Each is listed below with its method, path, parameters, and response codes.

Eligibility and credit limit 6
GET
/credit_line/{credit_line_id}deprecated
/creditline/{creditlineid}
get_credit-line-credit-line-id 2 params → 200
GET
/credit_linedeprecated
/creditline
get_credit-line → 200
GET
/credit_lines
/creditlines
get_credit-lines 4 params → 200
GET
/eligibility/reasons
/eligibility/reasons
get_eligibility-reasons → 200
POST
/eligibility/beneficiary
/eligibility/beneficiary
post_eligibility-beneficiary body → 200
POST
/eligibility/borrower
/eligibility/borrower
post_eligibility-borrower body → 200

Schemas 12

The contract defines 12 schemas that model the data the API accepts and returns. The most detailed are APITenantCreditLine (26 properties), APICreditLine (24 properties), LightBusiness (23 properties), TypedApiPage8 (6 properties). Each schema is shown below with its type and property counts.

APICreditLine
object
24 properties 5 required
APIBorrowerEligibility
object
2 properties 2 required
APILightAccountDetails
object
4 properties 4 required
TranslationResult
object
4 properties 4 required
ListDenialCode
object
2 properties 2 required
EligibilityDenialReason
object
2 properties 1 required
Address
object
6 properties
LightBusiness
object
23 properties 1 required
TypedApiPage8
object
6 properties 2 required
APITenantCreditLine
object
26 properties 5 required
BusinessIdentifierRequired
object
2 properties 2 required
SimpleEligibilityResponse
object
2 properties 1 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-eligibility-and-credit-limit-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Financial product API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Defacto Repay API
Where this information came from

This is an independent, third-party profile of Defacto Eligibility and credit limit API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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