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Defacto Financial product API

The Financial product API from Defacto — 1 operation(s) for financial product.

Defacto Financial product API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Financial product. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 1 operation across 1 path, and defines 26 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

1 operations 1 paths 26 schemas 1 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Financial product API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 GET. Each is listed below with its method, path, parameters, and response codes.

Financial product 1
GET
/borrower/{borrower_id}/financial-products
/borrower/{borrowerid}/financial-products
get_borrower-borrower-id-financial-products 1 param → 200

Schemas 26

The contract defines 26 schemas that model the data the API accepts and returns. The most detailed are LoanGuaranteeConfiguration (16 properties), ApiBorrowerFinancialProduct (12 properties), FinancialProductConfiguration (10 properties), SigningField (7 properties). Each schema is shown below with its type and property counts.

PaymentMethodConfiguration
object
3 properties 1 required
DepositingRule
object
5 properties 4 required
AutomaticSigner
object
4 properties 4 required
ApiBorrowerFinancialProduct
object
12 properties 5 required
FeesPayerConfig
object
3 properties
InvoiceCollateralizationRiskMitigator
object
1 property 1 required
FinancialProductTcsDocument
object
4 properties 1 required
FinancialProductInstallmentsConfiguration
object
4 properties
SignatureConfig
object
3 properties 2 required
InsuranceRiskMitigator
object
4 properties 2 required
SigningField
object
7 properties 4 required
SctConfiguration
object
FPUXConfiguration
object
3 properties
FinancialProductUxAggregationScenarioConfiguration
object
3 properties
RiskMitigationConfig
object
4 properties
ApiBorrowerFinancialProductFinancialProduct
object
3 properties 3 required
FinancialProductContractTemplate
object
5 properties 3 required
LoanGuaranteeConfiguration
object
16 properties 9 required
FPLoanRequestConfiguration
object
5 properties
FinancialProductBillingConfiguration
object
4 properties
ContractGenerationSettings
object
3 properties
FinancialProductConfiguration
object
10 properties
TypedApiPage14
object
6 properties 2 required
DirectDebitConfiguration
object
1 property
GuaranteeCondition
object
1 property
SubscriptionConfig
object
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-financial-product-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Eligibility and credit limit API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Defacto Repay API
Where this information came from

This is an independent, third-party profile of Defacto Financial product API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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