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Defacto Credit card API

The Credit card API from Defacto — 6 operation(s) for credit card.

Defacto Credit card API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Credit Card. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 6 operations across 6 paths, and defines 5 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

6 operations 6 paths 5 schemas 4 GET1 PATCH1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Credit card API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 6

Across 6 paths, the API surfaces 6 operations — 4 GET, 1 PATCH, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Credit card 6
GET
/cards/{card_id}/entries/export
/cards/{cardid}/entries/export
get_cards-card-id-entries-export 4 params → 200404
GET
/cards/{card_id}/entries
/cards/{cardid}/entries
get_cards-card-id-entries 3 params → 200
GET
/cards/{card_id}
/cards/{cardid}
get_cards-card-id 1 param → 200
GET
/cards
/cards
get_cards → 200
PATCH
/cards/{card_id}/status
/cards/{cardid}/status
patch_cards-card-id-status 1 param body → 200
POST
/cards/{card_id}/ephemeral-key
/cards/{cardid}/ephemeral-key
post_cards-card-id-ephemeral-key 1 param body → 200

Schemas 5

The contract defines 5 schemas that model the data the API accepts and returns. The most detailed are ApiCard (12 properties), ApiCardEntry (11 properties), CreditBalance (5 properties), EphemeralKeyResult (4 properties). Each schema is shown below with its type and property counts.

EphemeralKeyResult
object
4 properties 4 required
ApiCardEntry
object
11 properties 7 required
UpdateCardStatusRequest
object
1 property 1 required
ApiCard
object
12 properties 7 required
CreditBalance
object
5 properties 3 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-credit-card-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Eligibility and credit limit API
Defacto Financial product API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Defacto Repay API
Where this information came from

This is an independent, third-party profile of Defacto Credit card API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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