How AI is applied across API Evangelist and APIs.io. Read my AI disclosure →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC

Need help?

Contact us
Defacto

Defacto Onboarding API

The Onboarding API from Defacto — 9 operation(s) for onboarding.

Documentation Provider Profile APIs.io OpenAPI GitHub

Defacto Onboarding API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Onboarding. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 11 operations across 9 paths, and defines 37 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

11 operations 9 paths 37 schemas 5 GET6 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Contact
https://developers.getdefacto.com/
Resource Areas
1

Authentication & Security 1

Defacto Onboarding API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 11

Across 9 paths, the API surfaces 11 operations — 5 GET, 6 POST. Each is listed below with its method, path, parameters, and response codes.

Onboarding 11
GET
/borrower/{borrower_id}/repayment-methods
/borrower/{borrowerid}/repayment-methods
get_borrower-borrower-id-repayment-methods 1 param → 200
POST
/borrower/{borrower_id}/repayment-methods
/borrower/{borrowerid}/repayment-methods
post_borrower-borrower-id-repayment-methods 1 param body → 200
GET
/borrower/{borrower_id}
/borrower/{borrowerid}
get_borrower-borrower-id 1 param → 200
GET
/borrowers
/borrowers
get_borrowers 6 params → 200
POST
/borrowers
/borrowers
post_borrowers body → 201
GET
/business/public-data
/business/public-data
get_business-public-data 7 params → 200
GET
/onboarding/{onboarding_id}
/onboarding/{onboardingid}
get_onboarding-onboarding-id 1 param → 200
POST
/borrower/{borrower_id}/deactivate
/borrower/{borrowerid}/deactivate
post_borrower-borrower-id-deactivate 1 param → 204
POST
/borrower/{borrower_id}/owner
/borrower/{borrowerid}/owner
post_borrower-borrower-id-owner 1 param body → 201
POST
/borrower/{borrower_id}/sign
/borrower/{borrowerid}/sign
post_borrower-borrower-id-sign 1 param body → 200
POST
/onboardings
/onboardings
post_onboardings body → 200

Schemas 37

The contract defines 37 schemas that model the data the API accepts and returns. The most detailed are APIBorrower (20 properties), APIOnboarding (19 properties), APIDirector (16 properties), APICreateDirector (16 properties). Each schema is shown below with its type and property counts.

PublicApiAccountNumber
object
4 properties 1 required
APILightAccount
object
5 properties 4 required
APIOnboardingBusiness
object
4 properties 3 required
UserInput
object
9 properties
APIAddress
object
6 properties
BorrowerComplianceChecks
object
1 property 1 required
APIDirector
object
16 properties
APIPostBorrower
object
13 properties 1 required
TypedApiPage12
object
6 properties 2 required
CreateAddress
object
6 properties
APIEnrollment
object
9 properties 6 required
APIBorrower
object
20 properties 1 required
APICreateDirector
object
16 properties
Address
object
6 properties
APIPricingDetails
object
2 properties 2 required
OnboardingUserInfo
object
5 properties 1 required
APIOnboardingCreationRequest
object
8 properties 1 required
BorrowerOwner
object
3 properties 2 required
APIIdentityDocument
object
3 properties 2 required
ReasonForNotConnectingBankAccount
object
2 properties 1 required
EligibilityDenialReason
object
2 properties 1 required
BirthPlace
object
2 properties
TypedApiPage13
object
6 properties 2 required
APIBusinessIdentifier
object
2 properties 2 required
APIOnboardingEligibilityResponse
object
5 properties 4 required
BusinessAddress
object
6 properties 4 required
ApiPostRepaymentMethod
object
5 properties 3 required
SignedInput
object
2 properties 1 required
APIRepaymentMethodDetails
object
5 properties 3 required
APIOwnerCreatedResponse
object
3 properties 3 required
APICreateOwner
object
6 properties 2 required
APIEligibilityResponse
object
5 properties 1 required
APIOnboarding
object
19 properties 4 required
ApiBusinessDataSearchOutput
object
4 properties 2 required
APIAccountCreation
object
5 properties 1 required
APIIntegration
object
3 properties 3 required
APICreateIdentityDocuments
object
3 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-onboarding-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
AE Profile APIs.io
Defacto Billing API
AE Profile APIs.io
Defacto Business and accounts API
AE Profile APIs.io
Defacto Counterparty API
AE Profile APIs.io
Defacto Credit card API
AE Profile APIs.io
Defacto Eligibility and credit limit API
AE Profile APIs.io
Defacto Financial product API
AE Profile APIs.io
Defacto Invoice API
AE Profile APIs.io
Defacto Loan API
AE Profile APIs.io
Defacto Payment API
AE Profile APIs.io
Defacto Recollection API
AE Profile APIs.io
Defacto Repay API
AE Profile APIs.io
#Onboarding
← Back to D APIs
API Details
ID
defacto:defacto-onboarding-api
Base URL
https://api.getdefacto.com
Docs
https://developers.getdefacto.com/
Provider
Defacto
APIs.io →  GitHub →
Explore more
All APIs Providers APIs.io Network
Work with this as data

Every API here is available over the API and to AI agents over MCP. APIs is not yet its own endpoint on the v1 API. Reach this content through network search and the tag graph, or the MCP server below.

Installs https://mcp.apievangelist.com/mcp in Claude, Cursor, VS Code and the rest — one button, every client.

MCP tools for apis
4 tools reach this content
  • search_api_evangelistSearch every content type across the network at once.
  • find_relatedThe shared-tag relevance graph — what else covers this.
  • get_tagEverything one tag labels, across all content types.
  • guide_topicPRO — a curated bundle for a topic: area, guidance, rules, papers, stories, services.
All tools & prompts
Call it yourself
curl for this page
Search the network for this 
curl "https://api.apievangelist.com/v1/search?q=defacto-onboarding-api&limit=10"
Everything under a tag 
curl "https://api.apievangelist.com/v1/tags/defacto-onboarding-api"

Discovery needs no key. Full bodies and the synthesis endpoints are Pro.

Get an API key

Free tier, no email required. Sign in with whichever identity you already have.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have. Your account

Where this information came from

This is an independent, third-party profile of Defacto Onboarding API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.