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Defacto Payment API

The Payment API from Defacto — 3 operation(s) for payment.

Defacto Payment API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Payment. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 3 operations across 3 paths, and defines 20 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

3 operations 3 paths 20 schemas 2 GET1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Payment API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 3

Across 3 paths, the API surfaces 3 operations — 2 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Payment 3
GET
/installments
/installments
get_installments 10 params → 200
GET
/payments
/payments
get_payments 22 params → 200
POST
/installment-plans
/installment-plans
post_installment-plans-1 body → 201

Schemas 20

The contract defines 20 schemas that model the data the API accepts and returns. The most detailed are PaymentApi (18 properties), APIInstallment (11 properties), APIInstallmentPaymentAttempt (10 properties), TypedApiPage6 (6 properties). Each schema is shown below with its type and property counts.

AccountCreation
object
6 properties 1 required
TypedApiPage5
object
6 properties 2 required
PaymentApi
object
18 properties 4 required
BillPayment
object
3 properties 2 required
PaymentRelationApi
object
5 properties
ApiPostInstallmentPlan
object
4 properties 2 required
TypedApiPage6
object
6 properties 2 required
ApiPostInstallmentLoan
object
2 properties 2 required
ApiPostInstallment
object
4 properties 3 required
AccountSourceInformation
object
3 properties 2 required
ApiPaymentIntent
object
4 properties 4 required
APILightAccountDetails
object
4 properties 4 required
APIInstallment
object
11 properties 9 required
LoanPaymentApi
object
4 properties 3 required
SubscriptionPaymentRelation
object
2 properties 2 required
APIInstallmentPaymentAttempt
object
10 properties 8 required
PaymentXPaymentIntentApi
object
3 properties 3 required
ProviderPaymentID
object
6 properties 1 required
BusinessIdentifierRequired
object
2 properties 2 required
ApiInstallmentPlan
object
4 properties 4 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-payment-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Eligibility and credit limit API
Defacto Financial product API
Defacto Invoice API
Defacto Loan API
Defacto Onboarding API
Defacto Recollection API
Defacto Repay API
Where this information came from

This is an independent, third-party profile of Defacto Payment API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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