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Defacto Loan API

The Loan API from Defacto — 7 operation(s) for loan.

Defacto Loan API is one of 18 APIs that Defacto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Loan. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 9 operations across 7 paths, and defines 44 schemas. It is described by OpenAPI 3.0.0, at version v1.0.0.

Requests are made against 2 base URLs: https://api.getdefacto.com, https://api-sandbox.getdefacto.com.

9 operations 7 paths 44 schemas 3 GET1 PATCH4 POST1 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
v1.0.0
Base URL
https://api.getdefacto.com
Authentication
API Key
Resource Areas
1

Authentication & Security 1

Defacto Loan API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (Bearer). By default, every request must be authenticated.

Paths & Operations 9

Across 7 paths, the API surfaces 9 operations — 3 GET, 1 PATCH, 4 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.

Loan 9
GET
/loan/{loan_id}/events
/loan/{loanid}/events
get_loan-loan-id-events 1 param → 200
GET
/loan/{loan_id}
/loan/{loanid}
get_loan-loan-id 1 param → 200
PATCH
/loan/{loan_id}
/loan/{loanid}
patch_loan-loan-id 1 param body → 200
GET
/loans
/loans
get_loans 18 params → 200
POST
/loans
/loans
post_loans body → 201
POST
/loan/documents/{document_type}
/loan/documents/{documenttype}
post_loan-documents-document-type 1 param body → 200
POST
/loan/{loan_id}/cancel
/loan/{loanid}/cancel
post_loan-loan-id-cancel 1 param → 200
POST
/loan/{loan_id}/validate
/loan/{loanid}/validate
post_loan-loan-id-validate 1 param → 200
PUT
/loan/repayment-terms
/loan/repayment-terms
put_loan-repayment-terms body → 200

Schemas 44

The contract defines 44 schemas that model the data the API accepts and returns. The most detailed are LoanAPI (39 properties), MinimalLoanAPI (38 properties), LightBusiness (23 properties), APIPostLoan (21 properties). Each schema is shown below with its type and property counts.

APITimeSheetInformation
object
2 properties 2 required
LoanAPI
object
39 properties 25 required
AccountCreation
object
6 properties 1 required
APILoanSetRepaymentTerms
object
1 property 1 required
CreditedAccountNumber
object
4 properties 4 required
LoanApiEvent
object
5 properties 2 required
RepaymentTerms
object
6 properties 3 required
APIInvoiceAttachmentInformation
object
13 properties 2 required
APICounterpartyContact
object
4 properties 4 required
AmountWithCurrency
object
2 properties 2 required
APIPublicProcurementSingleCopyInformation
object
5 properties 2 required
APILoanDocumentToCreate
object
9 properties 3 required
APISalePurchaseAgreementAttachmentInformation
object
8 properties 2 required
TypedApiPage3
object
6 properties 2 required
ApiLoanDocuments
object
1 property 1 required
DebitedAccountNumber
object
4 properties 4 required
APIRequiredInvoiceCreation
object
15 properties 7 required
TypedApiPage2
object
6 properties 2 required
Address
object
6 properties
LightBusiness
object
23 properties 1 required
AccountSourceInformation
object
3 properties 2 required
APILightAccountDetails
object
4 properties 4 required
APICreditCardExpensesInformation
object
2 properties 2 required
ApiFetchLoanDocuments
object
3 properties
CounterpartyCreation
object
6 properties
APIBusinessIdentifier
object
2 properties 2 required
APIInvoiceInformationAllOptional
object
11 properties
LoanDepositedAmounts
object
3 properties 2 required
APISalePurchaseAgreementInformation
object
6 properties
APIReadLoanDocument
object
6 properties 2 required
TypedApiPage1
object
6 properties 2 required
BusinessIdentifier
object
2 properties 1 required
APICounterpartyCreation
object
6 properties
APICreditCardExpenseDetail
object
5 properties 2 required
SCTRepaymentMethod
object
1 property 1 required
MinimalLoanAPI
object
38 properties 24 required
DirectDebitRepaymentMethod
object
1 property 1 required
APIPostLoan
object
21 properties 4 required
APIPublicProcurementOwnershipActInformation
object
4 properties 2 required
APILoanAttachmentToCreate
object
10 properties 1 required
APIAccountCreation
object
5 properties 1 required
BusinessIdentifierRequired
object
2 properties 2 required
APIPatchLoan
object
10 properties
LoanInstallment
object
2 properties 2 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

defacto-loan-api-openapi.yml Raw ↑

Other APIs Defacto publishes across the network.

Defacto Accounting API
Defacto Billing API
Defacto Business and accounts API
Defacto Counterparty API
Defacto Credit card API
Defacto Eligibility and credit limit API
Defacto Financial product API
Defacto Invoice API
Defacto Onboarding API
Defacto Payment API
Defacto Recollection API
Defacto Repay API
Where this information came from

This is an independent, third-party profile of Defacto Loan API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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