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SoFi Tech Solutions Risk API 1.0

The Payment Risk Platform surface - card transaction fraud scoring, money movement fraud scoring and instant verification. Three operations, superseded in part by Risk API 2.0 but still published in the provider api-catalog.

SoFi Tech Solutions Risk API 1.0 is one of 11 APIs that SoFi Technologies publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Fintech, Payments, Banking, Card Issuing, and Banking as a Service. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

This API exposes 3 operations across 3 paths, and defines 19 schemas. It is described by OpenAPI 3.1.0, at version 1.0.

Requests are made against a single base URL, risk-{corename}.{env}.gpsrv.com/.

3 operations 3 paths 19 schemas 3 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.1.0
API Version
1.0
Base URL
https://risk-{corename}.{env}.gpsrv.com/
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

SoFi Tech Solutions Risk API 1.0 declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (gft-internal-service-auth).

Paths & Operations 3

Across 3 paths, the API surfaces 3 operations — 3 POST. Each is listed below with its method, path, parameters, and response codes.

Risk 3
POST
/prp/1.0/getCardTransactionFraud
Get Card Transaction Fraud
risk_post_prp-1-0-getcardtransactionfraud body → default
POST
/prp/1.0/getInstantVerification
Get Instant Verification
risk_post_prp-1-0-getinstantverification body → default
POST
/prp/1.0/getMoneyMovementFraud
Get Money Movement Fraud
risk_post_prp-1-0-getmoneymovementfraud body → default

Schemas 19

The contract defines 19 schemas that model the data the API accepts and returns. The most detailed are GiveResponseData (15 properties), AccountResponse (7 properties), SuccessFraudDetectionMessage (6 properties), ActionMsg (4 properties). Each schema is shown below with its type and property counts.

EventType
string
ActionMsg
object
4 properties 3 required
DebitFraudExternalSuccessReply
object
3 properties 1 required
Echo
object
3 properties
ResponseData
object
4 properties 2 required
SuccessFraudDetectionMessage
object
6 properties 2 required
AccountSubtype
string
AccountType
string
CountryCode
string
CurrencyCode
string
GiveEventType
string
IdDocType
string
AccountResponse
object
7 properties
GiveResponseData
object
15 properties 8 required
IdentityResponse
object
2 properties
RulesResults
object
2 properties
MMFraudEventSubtype
string
MMFraudEventType
string
MMExternalProperties
object
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

sofi-technologies-risk-api-1-0-openapi.json Raw ↑

Other APIs SoFi Technologies publishes across the network.

SoFi Tech Solutions Program API
SoFi Tech Solutions Payment Hub API 2.0
SoFi Tech Solutions Dispute API 3.0
SoFi Tech Solutions Dispute API 2.0
SoFi Tech Solutions Loan API
SoFi Tech Solutions Risk API 2.0
SoFi Tech Solutions Public Config API
SoFi Tech Solutions Events API
SoFi Tech Solutions Auth API
SoFi Tech Solutions External Trans API
Where this information came from

This is an independent, third-party profile of SoFi Tech Solutions Risk API 1.0, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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