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SoFi Tech Solutions External Trans API

The decisioning webhook for incoming ACH debits and bill payments - the ACH and billpay counterpart to the Auth API. The client answers with a response_code to approve or deny the transaction. Two operations, both client-hosted.

SoFi Tech Solutions External Trans API is one of 11 APIs that SoFi Technologies publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Fintech, Payments, Banking, Card Issuing, and Banking as a Service. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

This API exposes 2 operations across 2 paths, organized into 2 resource areas. It is described by OpenAPI 3.0.2, at version 1.0.0.

Requests are made against a single base URL, https://client.domain.com.

2 operations 2 paths 0 schemas 2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.2
API Version
1.0.0
Base URL
https://client.domain.com
Resource Areas
2

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 POST. They span 2 resource areas: ACH Debit Webhook, Billpay Webhook. Each is listed below with its method, path, parameters, and response codes.

ACH Debit Webhook 1
POST
/achdebit
ACH Debit Webhook
webhook_ach_debit_post 1 param body → 200
Billpay Webhook 1
POST
/billpay
Billpay Webhook
webhook_billpay_post 1 param body → 200

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

sofi-technologies-external-trans-api-openapi.json Raw ↑

Other APIs SoFi Technologies publishes across the network.

SoFi Tech Solutions Program API
SoFi Tech Solutions Payment Hub API 2.0
SoFi Tech Solutions Dispute API 3.0
SoFi Tech Solutions Dispute API 2.0
SoFi Tech Solutions Loan API
SoFi Tech Solutions Risk API 2.0
SoFi Tech Solutions Risk API 1.0
SoFi Tech Solutions Public Config API
SoFi Tech Solutions Events API
SoFi Tech Solutions Auth API
Where this information came from

This is an independent, third-party profile of SoFi Tech Solutions External Trans API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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