How AI is applied across API Evangelist and APIs.io. Read my AI disclosure →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC

SoFi Tech Solutions Loan API

Lending operations on the platform - loan status, payment schedule and amortization, transaction history, installment statuses and loan simulation. This is the only SoFi Tech Solutions contract that declares a bearer token security scheme in the specification itself, and its info.version still carries a 1.0.0-SNAPSHOT marker.

SoFi Tech Solutions Loan API is one of 11 APIs that SoFi Technologies publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Fintech, Payments, Banking, Card Issuing, and Banking as a Service. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

This API exposes 10 operations across 10 paths, and defines 25 schemas. It is described by OpenAPI 3.0.1, at version 1.0.0-SNAPSHOT.

Requests are made against a single base URL, lending-{corename}.{env}.gpsrv.com/lending/.

10 operations 10 paths 25 schemas 10 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.1
API Version
1.0.0-SNAPSHOT
Base URL
https://lending-{corename}.{env}.gpsrv.com/lending/
Authentication
API Key
Contact
Resource Areas
1

Authentication & Security 1

SoFi Tech Solutions Loan API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (BearerAuth).

  • BearerAuth — Authorization header is required for requests For more information click [here](link)

Paths & Operations 10

Across 10 paths, the API surfaces 10 operations — 10 POST. Each is listed below with its method, path, parameters, and response codes.

Loan 10

Loan management endpoints.

POST
/1.0/updateLoanStatus
Update Loan Status
lending_post_updateLoanStatus 1 param body → 200
POST
/1.0/simulateLoan
Simulate Loan
lending_post_simulateLoan 1 param body → 200
POST
/1.0/getLoanTransactionHistory
Get Loan Transaction History
lending_post_getLoanTransactionHistory 1 param body → 200
POST
/1.0/getLoanStatus
Get Loan Status
lending_post_getLoanStatus 1 param body → 200
POST
/1.0/getLoanPaymentSchedule
Get Loan Payment Schedule
lending_post_getLoanPaymentSchedule 1 param body → 200
POST
/1.0/getLoanInstallmentStatuses
Get Loan Installment Statuses
lending_post_getLoanInstallmentStatuses 1 param body → 200
POST
/1.0/createSMBLoan
Create SMB Loan
lending_post_createSMBLoan 1 param body → 200
POST
/1.0/createLoan
Create Loan
lending_post_createLoan 1 param body → 200
POST
/1.0/createLoanPayment
Create Loan Payment
lending_post_createLoanPayment 1 param body → 200
POST
/1.0/createLoanFromTransactions
Create Loan From Transactions
lending_post_createLoanFromTransactions 1 param body → 200

Schemas 25

The contract defines 25 schemas that model the data the API accepts and returns. The most detailed are CreateLoanRequest (22 properties), CreateSMBLoanRequest (22 properties), GetLoanStatusResponse (22 properties), CreateLoanSimulationResponse (15 properties). Each schema is shown below with its type and property counts.

UpdateLoanStatusRequest
object
7 properties 5 required
UpdateLoanStatusResponse
object
4 properties 4 required
CreateLoanSimulationRequest
object
13 properties 6 required
AmortizationSchedule
object
7 properties 7 required
AmountItemization
object
4 properties 4 required
CreateLoanSimulationResponse
object
15 properties 14 required
GetLoanTransactionHistoryRequest
object
9 properties 3 required
GetLoanTransactionHistoryResponse
object
5 properties 5 required
LoanTransaction
object
Contains all transaction data for the loan
12 properties 12 required
LoanBase
object
5 properties 3 required
GetLoanStatusResponse
object
22 properties 22 required
GetLoanPaymentScheduleResponse
object
List of payment schedule.
7 properties 7 required
PaymentHistory
object
Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for paymentshistory.
7 properties 6 required
PaymentInformation
object
6 properties 4 required
GetLoanInstallmentStatusesRequest
object
5 properties 3 required
GetLoanInstallmentStatusesItem
object
Installment status details list
6 properties 6 required
GetLoanInstallmentStatusesResponse
object
1 property 1 required
CreateSMBLoanRequest
object
22 properties 14 required
CreateLoanResponse
object
14 properties 13 required
CreateLoanRequest
object
22 properties 12 required
GalileoRequestEcho
object
3 properties
GalileoResponseCreateLoanResponse
object
8 properties
CreateLoanPaymentRequest
object
7 properties 6 required
CreateLoanPaymentResponse
object
11 properties 7 required
CreateLoanFromTransactionsRequest
object
10 properties 7 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

sofi-technologies-loan-api-openapi.json Raw ↑

Other APIs SoFi Technologies publishes across the network.

SoFi Tech Solutions Program API
SoFi Tech Solutions Payment Hub API 2.0
SoFi Tech Solutions Dispute API 3.0
SoFi Tech Solutions Dispute API 2.0
SoFi Tech Solutions Risk API 2.0
SoFi Tech Solutions Risk API 1.0
SoFi Tech Solutions Public Config API
SoFi Tech Solutions Events API
SoFi Tech Solutions Auth API
SoFi Tech Solutions External Trans API
Where this information came from

This is an independent, third-party profile of SoFi Tech Solutions Loan API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.