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Memo Bank PIS API

Payment Initiation Service.Payment initiation is done using the **integrated OAuth2** authentication flow described in NextGenPSD2specifications.This means you first have to initiate a payment using the dedicated endpoint, then redirect the PSU to our authorisation page following the link present in the response (using `PIS:{paymentId}` as OAuth2 scope).After performing a strong customer authentication, the PSU will be redirected to your redirect URI with an**authorisation code** that you can then exchange for an **access token**.This **access token** is only needed to cancel a payment on behalf a PSU (this does not require a strongcustomer authentication). It is not needed to retrieve the current status of a payment.

Memo Bank PIS API is one of 15 APIs that Memo Bank publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include PIS. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

This API exposes 4 operations across 3 paths, and defines 14 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against 2 base URLs: https://api.memo.bank/nextgenpsd2, https://api.beta.sandbox.memo.bank/nextgenpsd2.

4 operations 3 paths 14 schemas 1 DELETE2 GET1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.memo.bank
Authentication
OAuth 2.0
Resource Areas
1

Authentication & Security 1

Memo Bank PIS API declares 1 security scheme for authenticating requests. It supports OAuth 2.0 (OAuth2) using the authorizationCode flow, exposing 2 scopes.

Paths & Operations 4

Across 3 paths, the API surfaces 4 operations — 1 DELETE, 2 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.

PIS 4

Payment Initiation Service. Payment initiation is done using the integrated OAuth2 authentication flow described in NextGenPSD2 specifications. This means you first have to initia…

GET
/v1/{payment-service}/{payment-product}/{paymentId}
Get payment information
getPaymentInformation 4 params → 200
DELETE
/v1/{payment-service}/{payment-product}/{paymentId}
Cancel a payment.
cancelPayment 4 params → default
GET
/v1/{payment-service}/{payment-product}/{paymentId}/status
Get payment initiation status
getPaymentInitiationStatus 4 params → default
POST
/v1/{payment-service}/{payment-product}
Initiate a payment
initiatePayment 3 params body → default

Schemas 14

The contract defines 14 schemas that model the data the API accepts and returns. The most detailed are PaymentInitiationJson (8 properties), PaymentInitiationWithStatusResponse (8 properties), PaymentInitiationBulkElementJson (6 properties), PaymentInitationRequestResponseMinus201 (5 properties). Each schema is shown below with its type and property counts.

PaymentInitiationCancelResponseMinus202
object
1 property 1 required
LinksPaymentInitiation
object
2 properties
Amount
object
2 properties 2 required
AccountReference
object
4 properties
PaymentInitiationBulkElementJson
object
6 properties 3 required
BulkPaymentInitiationWithStatusResponse
object
4 properties 3 required
BulkPaymentInitiationJson
object
3 properties 2 required
PaymentInitiationJson
object
8 properties 4 required
PaymentInitiationStatusResponseMinus200Json
object
3 properties 1 required
PaymentInitiationWithStatusResponse
object
8 properties 4 required
TppMessage
object
4 properties 2 required
PaymentInitationRequestResponseMinus201
object
5 properties 3 required
Address
object
4 properties 1 required
HrefType
object
1 property

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

memo-bank-pis-api-openapi.yml Raw ↑

Other APIs Memo Bank publishes across the network.

Memo Bank Account assessments API
Memo Bank Accounts API
Memo Bank AIS API
Memo Bank Attachments API
Memo Bank Collections API
Memo Bank IBA Ns API
Memo Bank Mandate signature requests API
Memo Bank O Auth2 API
Memo Bank Sandbox API
Memo Bank Transactions API
Memo Bank Transfers API
Memo Bank Webhook API
Where this information came from

This is an independent, third-party profile of Memo Bank PIS API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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