Memo Bank Account assessments API
Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides:* **Risk indicators**: Detection of fraudulent activity, suspicious patterns, and other risk signals.* **Identification matching**: Verify that the account name or other identifiers match the value known by the account holder.* **Account reachability**: Information about which payment schemes are supported by the account holder.Account assessments are processed asynchronously: you need to listen to `account_assessment_completed` and `account_assessment_failed` webhook events to know when its time to retrieve the assessment results.This feature is subject to specific pricing, please reach out to your banker to get more information.
Memo Bank Account assessments API is one of 15 APIs that Memo Bank publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Account assessments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.
This API exposes 2 operations across 2 paths, and defines 16 schemas. It is described by OpenAPI 3.2.0, at version 2.0.
Requests are made against 2 base URLs: https://api.memo.bank, https://api.sandbox.memo.bank.
Metadata
The identity and technical contract details declared by the specification.
Paths & Operations 2
Across 2 paths, the API surfaces 2 operations — 1 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.
Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides: Risk indicators: Detection of fraudulent activ…
Schemas 16
The contract defines 16 schemas that model the data the API accepts and returns. The most detailed are Capability (3 properties), AccountAssessmentDiscriminator (3 properties), IdentificationMatchDiscriminator (2 properties), IdentificationDiscriminator (2 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
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Other APIs Memo Bank publishes across the network.
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