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Finicity Businesses API

Create and manage business associated with customers in order to use Balance Analytics or Cash Flow Analytics

Finicity Businesses API is one of 41 APIs that Finicity publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Businesses API. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 4 operations across 2 paths, and defines 20 schemas. It is described by OpenAPI 3.2.0, at version 1.43.0.

Requests are made against a single base URL, https://api.finicity.com.

4 operations 2 paths 20 schemas 2 GET1 POST1 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.43.0
Base URL
https://api.finicity.com
Authentication
API Key, API Key
Resource Areas
1

Authentication & Security 2

Finicity Businesses API declares 2 security schemes for authenticating requests. An API key is passed in the header as Finicity-App-Key (FinicityAppKey). An API key is passed in the header as Finicity-App-Token (FinicityAppToken). By default, every request must be authenticated.

  • FinicityAppKey — The "Finicity-App-Key" from the developer dashboard
  • FinicityAppToken — A token returned by the /authentication API

Paths & Operations 4

Across 2 paths, the API surfaces 4 operations — 2 GET, 1 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.

Businesses API 4

Create and manage business associated with customers in order to use Balance Analytics or Cash Flow Analytics

POST
/business-services/customers/{customer_id}/businesses
Create a New Business for a Customer
AddBusinessDetails 1 param body → 200404409
GET
/business-services/customers/{customer_id}/businesses
Get Business for Customer
GetBusinessByCustomer 1 param → 200404
PUT
/business-services/businesses/{business_id}
Update Business by ID
UpdateBusiness 1 param body → 200404
GET
/business-services/businesses/{business_id}
Get Business by ID
GetBusinessById 1 param → 200404

Schemas 20

The contract defines 20 schemas that model the data the API accepts and returns. The most detailed are ErrorMessage (10 properties), NewBusiness (8 properties), NewAddress (6 properties), PhoneNumberFormat (2 properties). Each schema is shown below with its type and property counts.

ZipCode
string
A ZIP code
ErrorMessage
object
10 properties 1 required
AccountId
string
An account ID
Business
BusinessList
array
State
string
State
EmailAddress
string
An email address
CountryCode
string
Two-letter ISO 3166-1 alpha-2 country code
CountryCodeNumber
string
The country code digit representing the phone number for specific country
BusinessId
string
Unique identifier of the business
NewBusiness
object
8 properties 4 required
AssetId
string
An asset ID. Generated by Data Connect or by using the Store Customer Pay Statement API.
AddressLine2
string
Address line 2
NewPhoneNumber
string
A phone number ([E.164](https://en.wikipedia.org/wiki/E.164) format) minLength: 7
NoZoneDateTime
string
A date-time without time zone
AddressLine1
string
Address line 1
PhoneNumberFormat
object
2 properties
CustomerId
string
A customer ID. See Add Customer API for how to create a customer ID.
City
string
City
NewAddress
object
6 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

finicity-businesses-api-api-openapi.yml Raw ↑

Other APIs Finicity publishes across the network.

Finicity Connect
Finicity Verification of Assets (VoA) API
Finicity Verification of Income & Employment (VoIE) API
Finicity Transaction Analysis (Cash Flow) API
Finicity Payments (Account Validation) API
Finicity Open Banking Data Access (FDX)
Finicity Account Validation Assistance API
Finicity Accounts API
Finicity Accounts (Simple) API
Finicity App Registration API
Finicity Authentication API
Finicity Balance Analytics API
Where this information came from

This is an independent, third-party profile of Finicity Businesses API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

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