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Finicity

Finicity Accounts (Simple) API

Fetch simple customer accounts

Documentation Provider Profile APIs.io OpenAPI GitHub

Finicity Accounts (Simple) API is one of 41 APIs that Finicity publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Accounts (Simple). The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 4 operations across 4 paths, and defines 22 schemas. It is described by OpenAPI 3.2.0, at version 1.43.0.

Requests are made against a single base URL, https://api.finicity.com.

4 operations 4 paths 22 schemas 4 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.43.0
Base URL
https://api.finicity.com
Authentication
API Key, API Key
Contact
API Support
Resource Areas
1

Authentication & Security 2

Finicity Accounts (Simple) API declares 2 security schemes for authenticating requests. An API key is passed in the header as Finicity-App-Key (FinicityAppKey). An API key is passed in the header as Finicity-App-Token (FinicityAppToken). By default, every request must be authenticated.

  • FinicityAppKey — The "Finicity-App-Key" from the developer dashboard
  • FinicityAppToken — A token returned by the /authentication API

Paths & Operations 4

Across 4 paths, the API surfaces 4 operations — 4 GET. Each is listed below with its method, path, parameters, and response codes.

Accounts (Simple) 4

Fetch simple customer accounts

GET
/aggregation/v1/customers/{customerId}/institutions/{institutionId}/accounts/simple
Get Customer Accounts by Institution ID (Simple)
GetCustomerAccountsByInstitutionSimple 2 params → 200400401404
GET
/aggregation/v1/customers/{customerId}/institutionLogins/{institutionLoginId}/accounts/simple
Get Customer Accounts by Institution Login ID (Simple)
GetCustomerAccountsByInstitutionLoginSimple 2 params → 200400401404
GET
/aggregation/v1/customers/{customerId}/accounts/{accountId}/simple
Get Customer Account by ID (Simple)
GetCustomerAccountSimple 2 params → 200400401404
GET
/aggregation/v1/customers/{customerId}/accounts/simple
Get Customer Accounts (Simple)
GetCustomerAccountsSimple 1 param → 200400401404

Schemas 22

The contract defines 22 schemas that model the data the API accepts and returns. The most detailed are CustomerAccountSimple (19 properties), ErrorMessage (10 properties), CustomerAccountsSimple (1 property). Each schema is shown below with its type and property counts.

LinkedAccountDate
integer
A timestamp showing when the customer first linked the account via Data Connect. A date in Unix epoch time (in seconds). See: [Handling Epoch Dates and Times](…
Currency
string
A currency code
AuthorizationExpires
boolean
A Boolean flag that indicates whether the customer’s authorization period has a defined authorization end date.
AuthorizationEndDate
integer
Authorization end date and time in epoch format (not used if AuthorizationExpires is false).
ErrorMessage
object
10 properties 1 required
AccountId
string
An account ID
CustomerAccountSimple
object
An account represents a bank account such as a checking or savings that the customer has added via the Connect interface.
19 properties 10 required
NumericInstitutionId
integer
The ID of a financial institution, represented as a number
NumericInstitutionLoginId
integer
An institution login ID (from the account record), represented as a number
CustomerAccountsSimple
object
A list of accounts with basic information of a customer
1 property 1 required
InstitutionId
string
The ID of a financial institution
AggregationStatus
string
"pending" during account discovery, always "active" following successful account activation
Name
string
The account name from the institution
AssetId
string
An asset ID. Generated by Data Connect or by using the Store Customer Pay Statement API.
AggregationStatusCode
integer
The status of the most recent aggregation attempt (see [Aggregation Status Codes](https://developer.mastercard.com/open-finance-us/documentation/products/manag…
CustomerId
string
A customer ID. See Add Customer API for how to create a customer ID.
UnixDate
integer
A date in Unix epoch time (in seconds). See: [Handling Epoch Dates and Times](https://developer.mastercard.com/open-finance-us/documentation/errors/best-practi…
AuthorizationStartDate
integer
Authorization start date and time in epoch format.
InstitutionLoginId
string
An institution login ID (from the account record)
DisplayPosition
integer
Display position of the account at the financial institution, "1" being the top listed account
AccountType
string
The list of supported account types. "checking": Standard checking "savings": Standard savings "cd": Certificates of deposit "moneyMarket": Money Market "credi…
AccountNumberDisplay
string
Account identifier derived by Mastercard from the account number provided by the financial institution. The format varies depending on the institution. We reco…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

finicity-accounts-simple-api-openapi.yml Raw ↑

Other APIs Finicity publishes across the network.

Finicity Connect
AE Profile APIs.io
Finicity Verification of Assets (VoA) API
AE Profile APIs.io
Finicity Verification of Income & Employment (VoIE) API
AE Profile APIs.io
Finicity Transaction Analysis (Cash Flow) API
AE Profile APIs.io
Finicity Payments (Account Validation) API
AE Profile APIs.io
Finicity Open Banking Data Access (FDX)
AE Profile APIs.io
Finicity Account Validation Assistance API
AE Profile APIs.io
Finicity Accounts API
AE Profile APIs.io
Finicity App Registration API
AE Profile APIs.io
Finicity Authentication API
AE Profile APIs.io
Finicity Balance Analytics API
AE Profile APIs.io
Finicity Bank Statements API
AE Profile APIs.io
#Accounts (Simple)
← Back to F APIs
API Details
ID
finicity:finicity-accounts-simple-api
Base URL
https://api.finicity.com
Docs
https://developer.mastercard.com/open-banking-us/documentation/
Provider
Finicity
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