How AI is applied across API Evangelist and APIs.io. Read my AI disclosure →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC

Credilinq.ai Payment API

The Payment API from Credilinq.ai — 4 operation(s) for payment.

Credilinq.ai Payment API is one of 8 APIs that Credilinq.ai publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Payment. The published artifact set on APIs.io includes an OpenAPI specification and an API reference.

This API exposes 4 operations across 4 paths, and defines 12 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against 3 base URLs: https://sandbox-api.credilinq.ai, https://stage-api.credilinq.ai, https://api.credilinq.ai.

4 operations 4 paths 12 schemas 1 GET3 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.credilinq.ai
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Credilinq.ai Payment API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (access-token). By default, every request must be authenticated.

Paths & Operations 4

Across 4 paths, the API surfaces 4 operations — 1 GET, 3 POST. Each is listed below with its method, path, parameters, and response codes.

Payment 4
POST
/v1/payments/loan/initiate-payment
Initiate payment
PaymentsController_initiatePaymentBNPLV1 2 params body → 200400401403500
POST
/v1/payments/loan/make-payment
Make payment
PaymentsController_makePaymentBNPLV1 2 params body → 200400401403500
POST
/v1/payments/loans/reconcilepayment
Reconcile payment
PaymentsController_verifyPaymentBNPL 1 param body → 200400401403404500
GET
/v1/payments/loans/payment/{loanId}
Payment History
PaymentsController_getAllPaymentsV1 2 params → 200400401403404500

Schemas 12

The contract defines 12 schemas that model the data the API accepts and returns. The most detailed are VerifyPayment (17 properties), LoanPayment (16 properties), ForbiddenResponse (5 properties), DrawdownNotFoundResponse (5 properties). Each schema is shown below with its type and property counts.

DrawdownNotFoundResponse
object
5 properties 5 required
VerifyLoanPaymentsResponse
object
4 properties 4 required
UnauthorizedResponse
object
5 properties 5 required
VerifyPayment
object
17 properties 17 required
BadRequestDrawdownResponse
object
5 properties 5 required
MakeLoanPaymentResponse
object
4 properties 4 required
InternalErrorResponse
object
5 properties 5 required
LoanPayment
object
16 properties 16 required
MakeLoanPaymentV1Dto
object
4 properties 3 required
VerifyPaymentV1Dto
object
2 properties 2 required
ForbiddenResponse
object
5 properties 5 required
GetLoanPaymentsResponse
object
4 properties 4 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

credilinqai-payment-api-openapi.yml Raw ↑

Other APIs Credilinq.ai publishes across the network.

Credilinq.ai Authentication API
Credilinq.ai Customers API
Credilinq.ai KYC API
Credilinq.ai Loans API
Credilinq.ai Miscellaneous API
Credilinq.ai Onboarding API
Credilinq.ai Report API
Where this information came from

This is an independent, third-party profile of Credilinq.ai Payment API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.