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Credilinq.ai Loans API

The Loans API from Credilinq.ai — 4 operation(s) for loans.

Credilinq.ai Loans API is one of 8 APIs that Credilinq.ai publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Loans. The published artifact set on APIs.io includes an OpenAPI specification and an API reference.

This API exposes 4 operations across 4 paths, and defines 19 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against 3 base URLs: https://sandbox-api.credilinq.ai, https://stage-api.credilinq.ai, https://api.credilinq.ai.

4 operations 4 paths 19 schemas 1 GET3 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.credilinq.ai
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Credilinq.ai Loans API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (access-token). By default, every request must be authenticated.

Paths & Operations 4

Across 4 paths, the API surfaces 4 operations — 1 GET, 3 POST. Each is listed below with its method, path, parameters, and response codes.

Loans 4
POST
/v1/loan/calculateloanschedule
Preview Loan
DrawdownController_calculateRepaymentScheduleBNPL 1 param body → 200400401403404500
POST
/v1/loan
Create Loan
DrawdownController_createDrawdownBNPL 2 params body → 200400401403404500
POST
/v1/loan/disburse
Disburse loan
DrawdownController_disburseDrawdownBNPL 1 param body → 200400401403404500
GET
/v1/loan/summary/{loanId}
Loan Summary
DrawdownController_getDrawdownBNPL 2 params → 200401403404500

Schemas 19

The contract defines 19 schemas that model the data the API accepts and returns. The most detailed are LoanResponse (22 properties), DisburseLoanStatusResponse (22 properties), LoanSummaryResponse (19 properties), LoanPayment (16 properties). Each schema is shown below with its type and property counts.

LoanSummaryResponse
object
19 properties 19 required
GetCalculateLoanResponse
object
4 properties 4 required
InternalErrorResponse
object
5 properties 5 required
CustomerNotFoundResponse
object
5 properties 5 required
CalculateLoanResponse
object
8 properties 8 required
DrawdownNotFoundResponse
object
5 properties 5 required
GetLoanSummaryResponse
object
4 properties 4 required
LoanPayment
object
16 properties 16 required
UnauthorizedResponse
object
5 properties 5 required
DisburseLoanDto
object
2 properties 1 required
RepaymentScheduleV2Response
object
8 properties 8 required
ForbiddenResponse
object
5 properties 5 required
DisburseDrawdownResponse
object
4 properties 4 required
DisburseLoanStatusResponse
object
22 properties 22 required
BadRequestDrawdownResponse
object
5 properties 5 required
LoanResponse
object
22 properties 22 required
CreateLoanV1Dto
object
7 properties 4 required
CreateDrawdownResponse
object
4 properties 4 required
CalculateLoanScheduleV1Dto
object
4 properties 4 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

credilinqai-loans-api-openapi.yml Raw ↑

Other APIs Credilinq.ai publishes across the network.

Credilinq.ai Authentication API
Credilinq.ai Customers API
Credilinq.ai KYC API
Credilinq.ai Miscellaneous API
Credilinq.ai Onboarding API
Credilinq.ai Payment API
Credilinq.ai Report API
Where this information came from

This is an independent, third-party profile of Credilinq.ai Loans API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

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