Citizens Account Validation API
The Citizens Account Validation API verifies a payee's account number, routing number and beneficiary name before an irrevocable payment is sent, returning an account status (open, closed, unverified, incorrect, rejected, open-credits-only) and a name match status (full, partial, none). It is the one Citizens operation with a published unit price - $1.25 per successful validation - and the result may be read at most three times.
Citizens Account Validation API is one of 11 APIs that Citizens Financial Group publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Account, Banking, Payments, Validation, and Verification. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes 2 operations across 2 paths, organized into 2 resource areas, and defines 18 schemas. It is described by OpenAPI 3.0.0, at version 1.0.13.
Requests are made against a single base URL, https://apis.citizensbank.com/v1/account-validation.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 2
Citizens Account Validation API declares
2 security schemes
for authenticating requests.
An API key is passed in the header as X-IBM-Client-Id (client-id).
It supports OAuth 2.0 (OAuth2) using the clientCredentials flow, exposing 1 scope.
By default, every request must be authenticated.
Paths & Operations 2
Across 2 paths, the API surfaces 2 operations — 1 GET, 1 POST. They span 2 resource areas: Initiate Account Validation Inquiry, Get Account Inquiry Status. Each is listed below with its method, path, parameters, and response codes.
Schemas 18
The contract defines 18 schemas that model the data the API accepts and returns. The most detailed are AccountInquiryResponse_data_inquiryStatus (7 properties), AccountInquiryResponse (6 properties), AccountInquiryInitiateResponse (6 properties), UnauthorizedErrorResponse (4 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from Citizens Financial Group 10
Other APIs Citizens Financial Group publishes across the network.
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