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Citizens Account Transfer API

The Citizens Account Transfer API moves funds near real-time between accounts a client already holds at Citizens. Single same-day transfers only - batch and future-dated transfers are not supported in this version - with a minimum amount of $0.01. No duplicate-key protection, status lookup or reversal operation is published on this surface.

Citizens Account Transfer API is one of 11 APIs that Citizens Financial Group publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Account, Banking, Cash Management, Payments, and Transfer. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 1 operation across 1 path, and defines 7 schemas. It is described by OpenAPI 3.0.0, at version 1.0.6.

Requests are made against a single base URL, https://apis.citizensbank.com/v1/account-transfer.

1 operations 1 paths 7 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
1.0.6
Base URL
https://apis.citizensbank.com/v1/account-transfer
Authentication
API Key, OAuth 2.0
Resource Areas
1

Authentication & Security 2

Citizens Account Transfer API declares 2 security schemes for authenticating requests. An API key is passed in the header as X-IBM-Client-Id (client-id). It supports OAuth 2.0 (OAuth2) using the clientCredentials flow, exposing 1 scope. By default, every request must be authenticated.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

Account Transfer 1
POST
/initiate
Initiate the transfer for a authorized Non human Account system identifier
initiateTransfer 3 params body → 200400401500

Schemas 7

The contract defines 7 schemas that model the data the API accepts and returns. The most detailed are AccountTransferResponse (6 properties), ErrorResponse (4 properties), ErrorResponse400 (4 properties), ErrorResponse401 (4 properties). Each schema is shown below with its type and property counts.

AccountTransferResponse
object
Represents the response data containing the API status and additional data.
6 properties
AuthorizationHeader
string
Bearer Token required for Client authorization validated against Ping Federate
AccountTransferRequest
object
Represents the request for account transfer.
4 properties 3 required
AccountTransferData
object
2 properties 2 required
ErrorResponse401
object
4 properties 3 required
ErrorResponse400
object
4 properties 3 required
ErrorResponse
object
4 properties 3 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

citizens-financial-group-account-transfer-openapi.yml Raw ↑

Other APIs Citizens Financial Group publishes across the network.

Citizens Open Banking API
Citizens Accounts API
Citizens Statements API
Citizens Payments API
Citizens Account Validation API
Citizens Information Reporting API
Citizens Authorize API
Citizens ATM Locator API
Citizens Branch Locator API
Citizens Pay API
Where this information came from

This is an independent, third-party profile of Citizens Account Transfer API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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