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zopa Direct Debits API

The Direct Debits API from zopa — 1 operation(s) for direct debits.

zopa Direct Debits API is one of 12 APIs that zopa publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Direct Debits. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 1 operation across 1 path, and defines 21 schemas. It is described by OpenAPI 3.0.0, at version 4.0.0.

Requests are made against a single base URL, /open-banking/v4.0/aisp.

1 operations 1 paths 21 schemas 1 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
4.0.0
Base URL
https://developer.openbanking-sandbox.zopa.com/open-banking/v4.0/aisp
Authentication
OAuth 2.0, OAuth 2.0
Terms of Service
Resource Areas
1

Authentication & Security 2

zopa Direct Debits API declares 2 security schemes for authenticating requests. It supports OAuth 2.0 (TPPOAuth2Security) using the clientCredentials flow, exposing 1 scope. It supports OAuth 2.0 (PSUOAuth2Security) using the authorizationCode flow, exposing 1 scope.

  • TPPOAuth2Security — TPP client credential authorisation flow with the ASPSP
  • PSUOAuth2Security — OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 GET. Each is listed below with its method, path, parameters, and response codes.

Direct Debits 1
GET
/accounts/{AccountId}/direct-debits
Get Direct Debits
GetAccountsAccountIdDirectDebits 6 params → 200400401403404405406429

Schemas 21

The contract defines 21 schemas that model the data the API accepts and returns. The most detailed are OBMandateRelatedInformation1 (8 properties), Links (5 properties), OBErrorResponse1 (4 properties), OBError1 (4 properties). Each schema is shown below with its type and property counts.

ExternalMandateStatus1Code
string
Specifies the status of the standing order in code form. For a full list of enumeration values refer to 'ExternalMandateStatus1Code' in ISOExternalCodeset [her…
AccountId
string
A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
OBFrequency6
object
Regularity with which credit transfer instructions are to be created and processed
3 properties 1 required
OBActiveCurrencyAndAmount_SimpleType
string
A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.
ExternalCategoryPurpose1Code
string
Enumeration of codes that outlines the type of purpose behind a transaction, payment or risk. For all enum values see ExternalCategoryPurpose1Code in ISOExtern…
OBActiveOrHistoricCurrencyAndAmount_0
object
The amount of the most recent direct debit collection.
2 properties 2 required
ActiveOrHistoricCurrencyCode_1
string
A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international st…
OBErrorResponse1
object
An array of detail error codes, and messages, and URLs to documentation to help remediation.
4 properties 1 required
OBFrequency6Code
string
For a full list of values see OBFrequency6Code in OBInternalCodeSet [here](https://github.com/OpenBankingUK/ExternalInternalCodeSets)
PointInTime
string
Exact2NumericText - Further information on the exact point in time the event should take place. Specifies a frequency in terms of an exact point in time or mom…
DirectDebitId
string
A unique and immutable identifier used to identify the direct debit resource. This identifier has no meaning to the account owner.
Name_2
string
Name of Service User.
OBMandateRelatedInformation1
object
Provides further details of the mandate signed between the creditor and the debtor.
8 properties 1 required
Meta
object
Meta Data relevant to the payload
3 properties
OBError1
object
4 properties 1 required
PreviousPaymentDateTime
string
Date of most recent direct debit collection. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses mus…
OBExternalStatusReason1Code
string
Low level textual error code, for all enum values see ExternalReason1Code [here](https://github.com/OpenBankingUK/ExternalInternalCodeSets)
OBReadDirectDebit2
object
3 properties 1 required
OBExternalMandateClassification1Code
string
Type of mandate instruction. For a full list of values see OBExternalClassification1Code in OBInternalCodeSet [here](https://github.com/OpenBankingUK/ExternalI…
Links
object
Links relevant to the payload
5 properties 1 required
ISODateTime
string
All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below:…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

zopa-direct-debits-api-openapi.yml Raw ↑

Other APIs zopa publishes across the network.

zopa Account Access API
zopa Accounts API
zopa Balances API
zopa Beneficiaries API
zopa Domestic Payments API
zopa Domestic Standing Orders API
zopa Offers API
zopa Parties API
zopa Standing Orders API
zopa Statements API
zopa Transactions API