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Yapily Payments API (PIS)

Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and international payments directly from a customer's bank account. Single-use consent per payment.

Yapily Payments API (PIS) is one of 16 APIs that Yapily publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 2 JSON Schema definitions.

Tagged areas include Payments, PISP, Payment Initiation, Open Banking, and PSD2. The published artifact set on APIs.io includes API documentation, an OpenAPI specification, and 2 JSON Schemas.

This API exposes 5 operations across 5 paths, and defines 47 schemas. It is described by OpenAPI 3.2.0, at version 12.4.0.

Requests are made against a single base URL, https://api.yapily.com.

5 operations 5 paths 47 schemas 3 GET2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
12.4.0
Base URL
https://api.yapily.com
Authentication
HTTP Basic
Resource Areas
1

Authentication & Security 1

Yapily Payments API (PIS) declares 1 security scheme for authenticating requests. It accepts HTTP basic authentication (basicAuth). By default, every request must be authenticated.

  • basicAuth — Use HTTP Basic Authentication with your Application ID as username and Application Secret as password. Manage credentials in the [Yapily Console](https://conso…

Paths & Operations 5

Across 5 paths, the API surfaces 5 operations — 3 GET, 2 POST. Each is listed below with its method, path, parameters, and response codes.

Payments 5

In order to make a Payment on behalf of a user, you are required to request an [Authorisation](tag/Authorisations) from the user to authorise the user's account to make the paymen…

POST
/bulk-payments
Create Bulk Payment
createBulkPayment 4 params body → 201default
GET
/bulk-payments/{bulkPaymentId}
Get Bulk Payment File Status
getBulkPaymentStatus 2 params → 200400401404500
GET
/bulk-payments/{bulkPaymentId}/details
Get Bulk Payment Status Details
getBulkPaymentDetailsById 2 params → 200400401404500
POST
/payments
Create Payment
createPayment 5 params body → 201default
GET
/payments/{paymentId}/details
Get Payment Details
getPayments 6 params → 200default

Schemas 47

The contract defines 47 schemas that model the data the API accepts and returns. The most detailed are BulkPaymentResponse (34 properties), PaymentResponse (32 properties), PaymentRequest (12 properties), Address (10 properties). Each schema is shown below with its type and property counts.

Payer
object
Conditional. Details of the benefactor [person or business].
3 properties 1 required
PriorityCodeEnum
string
InternationalPaymentRequest
object
Conditional. Used to specify properties to define an international payment. Must be specified when the payment type is one of the following: - INTERNATIONALSIN…
5 properties 1 required
ApiResponseOfPaymentResponses
object
6 properties
ApiResponseOfCreateBulkPaymentRequest
object
6 properties
PaymentPurposeCode
string
Optional. The payment purpose code. Allowed values: INTP, DEPT, BEXP, LICF, SERV, SUPP, TRAD, SUBS, GDSV, ROYA, COMT, CHAR, ECPR, CLPR, INTE, LOAN, LOAR, INPC,…
AccountIdentification
object
2 properties 2 required
RawResponse
object
[DEPRECATED] Interaction (raw request and response) that occurred with the Institution in order to fulfil a request.
5 properties
SubmitBulkPaymentRequest
object
The payment request object defining the details of the bulk payment
4 properties 1 required
ApiErrorResponseV2
object
API Error Response
1 property
PaymentStatus
string
The status of the Payment. For more information, see [Payment Status](/guides/payments/payment-status/)
ExchangeRateInformationResponse
object
5 properties 2 required
PaymentRequest
object
Mandatory. The payment request object defining the details of the payment.
12 properties 4 required
ApiResponseOfPaymentResponse
object
6 properties
ChargeBearerType
string
Conditional. Depending on the bank and payment type for international Euro payments. The field ChargeBearer specifies which party/parties will bear the charges…
RefundAccount
object
The account to which funds should be returned if the payment is to be later refunded.
2 properties
BulkPaymentIndividualStatus
object
3 properties 2 required
BulkPaymentStatusDetails
object
6 properties
PaymentResponses
object
1 property
PaymentStatusDetails
object
6 properties
RawRequest
object
8 properties
BulkPaymentDetailsResponse
object
2 properties
BulkPaymentResponse
object
34 properties
RateTypeEnum
string
Mandatory. The type used to complete the currency exchange.
FrequencyRequest
object
Mandatory. Defines the intervals at which payment should be made.
4 properties 1 required
PaymentResponse
object
32 properties
AccountIdentificationType
string
Mandatory. Used to describe the format of the account. See [Account Identification Combinations](/payments/payment-resources/intro-to-payment-executionaccount-…
ResponseMeta
object
1 property
PaymentChargeDetails
object
Details the charges that will apply to the payment.
3 properties
MultiAuthorisation
object
Details the additional levels of authorisation which are required from, and being managed by, the Institution.
5 properties
FrequencyResponse
object
Mandatory. Defines the intervals at which payment should be made.
4 properties
Address
object
Conditional. The address of the Payee or Payer. - payee.address is mandatory when the paymentType is an INTERNATIONAL payment - An Institution may require you…
10 properties
ApiError
object
Provides details of the error that has occurred.
6 properties
ApiResponseError
object
Used to return errors from the bank from each request - 400 - Returned by any POST endpoint when the body does not conform to the contract - 401 - Returned by…
2 properties
ExchangeRateInformation
object
Optional. Used to provide details on the currency exchange rate and contract.
4 properties 2 required
Amount
object
Mandatory. Monetary Amount.
2 properties 2 required
PaymentIsoStatusCodeEnum
string
The ISO 20022 PaymentStatusCode.
PayeeAccountType
string
Optional. The payee account type. Allowed values: BUSINESS, BUSINESSSAVING, CHARITY, COLLECTION, CORPORATE, EWALLET, GOVERNMENT, INVESTMENT, INVESTMENTISA, JOI…
FrequencyEnumExtended
string
Mandatory. See [payment frequency](/guides/payments/payment-execution/periodic-payments/payment-frequency) for more information
PeriodicPaymentRequest
object
Conditional. Used to specify properties to define a periodic payment. Must be specified when the payment type is one of the following: - DOMESTICPERIODICPAYMEN…
6 properties 1 required
PaymentIsoStatus
object
The payment status code, as denoted by a 3-letter ISO 20022 code.
2 properties
Payee
object
Mandatory. Details of the beneficiary [person or business].
6 properties 2 required
PaymentType
string
Mandatory. Used to specify which of the [payment types](/payments/payment-resources/intro-to-payment-executionpayment-types) to execute. See [European Payments…
AddressTypeEnum
string
Optional. The type of address
PaymentContextType
string
Optional. The payment context code. This defaults to OTHER if not specified.
InstitutionError
object
Raw error details provided by the Institution, when it was the error source.
2 properties
ResponseForwardedData
object
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

yapily-payments-api-openapi.yml Raw ↑

Other APIs Yapily publishes across the network.

Yapily Institutions API
Yapily Consents and Authorisations API
Yapily Data Plus API
Yapily Application Beneficiaries API
Yapily Application Management API
Yapily Authorisations API
Yapily Constraints API
Yapily Financial Data API
Yapily Hosted Consent Pages API
Yapily Hosted Payment Pages API
Yapily Notifications API
Yapily User Beneficiaries API
Where this information came from

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