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Wise

Wise user API

A User serves as the primary entity and can possess multiple Profiles to represent different contexts or settings.A User can have one personal Profile and multiple business Profiles.Each [Profile](/api-reference/profile) — whether personal or business — can have its own [multi-currency account](/api-reference/multi-currency-account),enabling transactions across various currencies. This hierarchical structure allows for flexible management of user settings and financial operations,accommodating both personal and business needs.![User profile structure](/images/diagrams/user-profile-structure.svg)

Documentation Provider Profile APIs.io OpenAPI GitHub

Wise user API is one of 48 APIs that Wise publishes on the APIs.io network, described by a machine-readable OpenAPI specification and an AsyncAPI event-driven specification.

Tagged areas include User. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an AsyncAPI specification.

This API exposes 6 operations across 5 paths, and defines 1 schema. It is described by OpenAPI 3.2.0.

Requests are made against 2 base URLs: https://api.wise.com, https://api.wise-sandbox.com.

6 operations 5 paths 1 schemas 3 GET2 POST1 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
Base URL
https://api.wise.com/v2
Authentication
HTTP Bearer, HTTP Bearer, HTTP Bearer, HTTP Basic
Resource Areas
1

Authentication & Security 4

Wise user API declares 4 security schemes for authenticating requests. It accepts HTTP bearer tokens (JWT) (UserToken). It accepts HTTP bearer tokens (JWT) (PersonalToken). It accepts HTTP bearer tokens (JWT) (ClientCredentialsToken). It accepts HTTP basic authentication (BasicAuth).

  • UserToken — User Access Token for making API calls on behalf of a Wise user. Can be obtained via two OAuth 2.0 flows: - registrationcode grant: For partners creating users…
  • PersonalToken — Personal API Token for individual personal or small business users. Generated from Wise.com Settings Connect and manage apps API tokens. Has limited API access…
  • ClientCredentialsToken — Application-level token for partner operations that don't require a specific user context, such as bulk settlement and card spend controls. Obtained via POST /…
  • BasicAuth — Basic Authentication using your Client ID and Client Secret as the username and password. Client credentials are provided by Wise when your partnership begins.…

Paths & Operations 6

Across 5 paths, the API surfaces 6 operations — 3 GET, 2 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.

user 6

A User serves as the primary entity and can possess multiple Profiles to represent different contexts or settings. A User can have one personal Profile and multiple business Profi…

GET
/v1/me
Retrieve current user by token
userGetByToken 1 param → 200429
GET
/v1/users/{userId}
Retrieve a user by ID
userGetById 2 params → 200429
POST
/v1/user/signup/registration_code
Create a user with a registration code
userCreate 1 param body → 200409429
POST
/v1/users/exists
Check if user exists
userCheckExists 1 param body → 200429
PUT
/v1/users/{userId}/contact-email
Set a contact email address
userContactEmailSet 2 params body → 200429
GET
/v1/users/{userId}/contact-email
Retrieve a contact email address
userContactEmailGet 2 params → 200429

Schemas 1

The contract defines 1 schema that model the data the API accepts and returns. The most detailed is user (5 properties). Each schema is shown below with its type and property counts.

user
object
Represents a Wise user account.
5 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

wise-user-api-openapi.yml Raw ↑

Other APIs Wise publishes across the network.

Wise 3ds API
AE Profile APIs.io
Wise activity API
AE Profile APIs.io
Wise address API
AE Profile APIs.io
Wise balance API
AE Profile APIs.io
Wise balance-statement API
AE Profile APIs.io
Wise bank-account-details API
AE Profile APIs.io
Wise batch-group API
AE Profile APIs.io
Wise bulk-settlement API
AE Profile APIs.io
Wise card API
AE Profile APIs.io
Wise card-kiosk-collection API
AE Profile APIs.io
Wise card-order API
AE Profile APIs.io
Wise card-sensitive-details API
AE Profile APIs.io
#User
← Back to W APIs
API Details
ID
wise:wise-user-api
Base URL
https://api.wise.com/v2
Docs
https://docs.wise.com/api-docs/api-reference/profile
Provider
Wise
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This is an independent, third-party profile of Wise user API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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