Wise spend-limits API
Manage spending limits applied to profiles and cards. Profile limits are shared across all cards under the same profile, while card limits apply to individual cards.For more details on how profile and card limits interact, see the [card management guide](/guides/product/issue-cards/card-management#spend-limits).
Wise spend-limits API is one of 47 APIs that Wise publishes on the APIs.io network, described by a machine-readable OpenAPI specification and an AsyncAPI event-driven specification.
Tagged areas include spend-limits. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an AsyncAPI specification.
This API exposes 6 operations across 4 paths, and defines 2 schemas. It is described by OpenAPI 3.1.0.
Requests are made against 2 base URLs: https://api.wise.com, https://api.wise-sandbox.com.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 4
Wise spend-limits API declares
4 security schemes
for authenticating requests.
It accepts HTTP bearer tokens (JWT) (UserToken).
It accepts HTTP bearer tokens (JWT) (PersonalToken).
It accepts HTTP bearer tokens (JWT) (ClientCredentialsToken).
It accepts HTTP basic authentication (BasicAuth).
UserToken— User Access Token for making API calls on behalf of a Wise user. Can be obtained via two OAuth 2.0 flows: - registrationcode grant: For partners creating users…PersonalToken— Personal API Token for individual personal or small business users. Generated from Wise.com Settings Connect and manage apps API tokens. Has limited API access…ClientCredentialsToken— Application-level token for partner operations that don't require a specific user context, such as bulk settlement and card spend controls. Obtained via POST /…BasicAuth— Basic Authentication using your Client ID and Client Secret as the username and password. Client credentials are provided by Wise when your partnership begins.…
Paths & Operations 6
Across 4 paths, the API surfaces 6 operations — 1 DELETE, 3 GET, 2 PATCH. Each is listed below with its method, path, parameters, and response codes.
Manage spending limits applied to profiles and cards. Profile limits are shared across all cards under the same profile, while card limits apply to individual cards. For more deta…
Schemas 2
The contract defines 2 schemas that model the data the API accepts and returns. The most detailed are card-limits (4 properties), profile-limits (2 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from Wise 12
Other APIs Wise publishes across the network.