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Wise sca-ott API

One-time tokens are temporary authentication sessions used to track SCA challenges. When an SCA-protected endpoint is called, a one-time token is returned containing the challenges that must be completed.Please read the [SCA over API guide](/guides/developer/auth-and-security/sca-over-api) to understand how SCA integration works.

Wise sca-ott API is one of 47 APIs that Wise publishes on the APIs.io network, described by a machine-readable OpenAPI specification and an AsyncAPI event-driven specification.

Tagged areas include sca-ott. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an AsyncAPI specification.

This API exposes 2 operations across 2 paths, and defines 1 schema. It is described by OpenAPI 3.1.0.

Requests are made against 2 base URLs: https://api.wise.com, https://api.wise-sandbox.com.

2 operations 2 paths 1 schemas 2 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.1.0
Base URL
https://api.wise.com/v2
Authentication
HTTP Bearer, HTTP Bearer, HTTP Bearer, HTTP Basic
Resource Areas
1

Authentication & Security 4

Wise sca-ott API declares 4 security schemes for authenticating requests. It accepts HTTP bearer tokens (JWT) (UserToken). It accepts HTTP bearer tokens (JWT) (PersonalToken). It accepts HTTP bearer tokens (JWT) (ClientCredentialsToken). It accepts HTTP basic authentication (BasicAuth).

  • UserToken — User Access Token for making API calls on behalf of a Wise user. Can be obtained via two OAuth 2.0 flows: - registrationcode grant: For partners creating users…
  • PersonalToken — Personal API Token for individual personal or small business users. Generated from Wise.com Settings Connect and manage apps API tokens. Has limited API access…
  • ClientCredentialsToken — Application-level token for partner operations that don't require a specific user context, such as bulk settlement and card spend controls. Obtained via POST /…
  • BasicAuth — Basic Authentication using your Client ID and Client Secret as the username and password. Client credentials are provided by Wise when your partnership begins.…

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.

sca-ott 2

One-time tokens are temporary authentication sessions used to track SCA challenges. When an SCA-protected endpoint is called, a one-time token is returned containing the challenge…

GET
/v1/one-time-token/status
Get status of a one time token
ottStatusGet 2 params → 200429
GET
/v1/identity/one-time-token/statusdeprecated
Get OTT status (v1)
ottStatusGetV1 2 params → 200429

Schemas 1

The contract defines 1 schema that model the data the API accepts and returns. The most detailed is ott-response (1 property). Each schema is shown below with its type and property counts.

ott-response
object
1 property

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

wise-sca-ott-api-openapi.yml Raw ↑

Other APIs Wise publishes across the network.

Wise 3ds API
Wise activity API
Wise address API
Wise balance API
Wise balance-statement API
Wise bank-account-details API
Wise batch-group API
Wise bulk-settlement API
Wise card API
Wise card-kiosk-collection API
Wise card-order API
Wise card-sensitive-details API