Vanquis Banking Group Products API is one of 22 APIs that Vanquis Banking Group publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Product. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes
2 operations
across 2 paths,
and defines 46 schemas.
It is described by OpenAPI 3.2.0, at version 3.1.10.
Requests are made against a single base URL, /open-banking/v3.1/aisp.
2 operations2 paths46 schemas2 GET
Metadata
The identity and technical contract details declared by the specification.
Vanquis Banking Group Products API declares
2 security schemes
for authenticating requests.
It supports OAuth 2.0 (TPPOAuth2Security) using the clientCredentials flow, exposing 1 scope.
It supports OAuth 2.0 (PSUOAuth2Security) using the authorizationCode flow, exposing 1 scope.
TPPOAuth2Security — TPP client credential authorisation flow with the ASPSP
PSUOAuth2Security — OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
Paths & Operations 2
Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.
The contract defines 46 schemas that model the data the API accepts and returns. The most detailed are Links (5 properties), OBPCAData1 (4 properties), OBError1 (4 properties), OBErrorResponse1 (4 properties). Each schema is shown below with its type and property counts.
OB_OtherCodeType1_6
object
Other application frequencies not covered in the standard code list
3 properties2 required
Number_0
integer
Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it�s part of a government scheme, or whether the…
OB_OtherCodeType1_8
object
Other fee rate type which is not available in the standard code set
3 properties2 required
OB_InterestCalculationMethod1Code
string
Methods of calculating interest
OB_Amount1_3
string
Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
OB_InterestFixedVariableType1Code
string
Type of interest rate, Fixed or Variable
OBBCAData1
object
4 properties
OB_FeeFrequency1Code_4
string
Period e.g. day, week, month etc. for which the fee/charge is capped
OB_Amount1_4
string
Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)
OBPCAData1
object
4 properties
Meta
object
Meta Data relevant to the payload
3 properties
Description_3
string
Description to describe the purpose of the code
OB_FeeCategory1Code
string
Categorisation of fees and charges into standard categories.
OB_InterestRateType1Code_0
string
Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
OB_Amount1_0
string
Cap amount charged for a fee/charge
OBError1
object
4 properties2 required
Name_4
string
Long name associated with the code
OB_OverdraftFeeType1Code
string
Overdraft fee type
Number_1
integer
fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount
OB_MinMaxType1Code
string
Min Max type
AccountId
string
A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
OB_OtherCodeType1_4
object
Other fee rate type code which is not available in the standard code set
3 properties2 required
OB_FeeType1Code
string
Fee/Charge Type
OB_OtherCodeType1_1
object
Other application frequencies that are not available in the standard code list
3 properties2 required
OB_OtherCodeType1_0
object
3 properties2 required
OB_CodeMnemonic
string
The four letter Mnemonic used within an XML file to identify a code
OBReadProduct2
object
Product details of Other Product which is not avaiable in the standard list
3 properties1 required
OB_FeeFrequency1Code_1
string
How often is the overdraft fee/charge calculated for the account.
OBErrorResponse1
object
An array of detail error codes, and messages, and URLs to documentation to help remediation.
4 properties3 required
Links
object
Links relevant to the payload
5 properties1 required
OB_Amount1_1
string
Every additional tranche of an overdraft balance to which an overdraft fee is applied
ISODateTime
string
All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below:…
OB_OtherCodeType1_5
object
Other fee rate type which is not in the standard rate type list
3 properties2 required
OB_Rate1_0
string
Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)
OB_OtherCodeType1_7
object
Other calculation frequency which is not available in standard code set.
3 properties2 required
OBSupplementaryData1
object
Additional information that can not be captured in the structured fields and/or any other specific block.
OB_InterestRateType1Code_1
string
Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)
OB_OtherCodeType1_2
object
Other calculation frequency which is not available in the standard code set.
3 properties2 required
OB_FeeFrequency1Code_3
string
How frequently the fee/charge is calculated
OB_FeeFrequency1Code_2
string
How frequently the fee/charge is applied to the account
OB_OtherCodeType1_3
object
Other Fee type which is not available in the standard code set
3 properties2 required
OB_OtherFeeChargeDetailType
object
Other Fee/charge type which is not available in the standard code set
4 properties3 required
OB_Rate1_1
string
Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)
OB_Period1Code
string
Period e.g. day, week, month etc. for which the fee/charge is capped
OB_Amount1_2
string
Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)
OB_FeeFrequency1Code_0
string
Frequency at which the overdraft charge is applied to the account
Specification
The full machine-readable OpenAPI contract behind this narrative.
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