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Zepto Validate API (Confirmation of Payee)

Confirmation of Payee (CoP) account validation — verify that a payee's account name matches the account details in real time before initiating a payment, reducing misdirected payments and payment fraud.

Zepto Validate API (Confirmation of Payee) is one of 7 APIs that Zepto publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Confirmation of Payee, Validation, and Fraud. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 1 operation across 1 path, and defines 6 schemas. It is described by OpenAPI 3.0.1, at version 20260101.

Requests are made against 2 base URLs: https://api.sandbox.zeptopayments.com, https://api.zeptopayments.com.

1 operations 1 paths 6 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.1
API Version
20260101
Base URL
https://api.zeptopayments.com
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Zepto Validate API (Confirmation of Payee) declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (bearerAuth). By default, every request must be authenticated.

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

CoP Account Validations 1
POST
/cop/account/validate
account name validation
1 param body → 403401200404422429

Schemas 6

The contract defines 6 schemas that model the data the API accepts and returns. The most detailed are cop.account_validations.request (5 properties), cop.account_validations.errors.not_found (2 properties), cop.account_validations.success (1 property), cop.account_validations.errors.unprocessable (1 property). Each schema is shown below with its type and property counts.

cop.account_validations.errors.forbidden
object
Unsuccessful validation response due to forbidden access
1 property 1 required
cop.account_validations.errors.not_found
object
Account not found error response
2 properties 2 required
cop.account_validations.errors.unauthorised
object
Unsuccessful validation response due to unauthorised access
1 property 1 required
cop.account_validations.errors.unprocessable
object
Unsuccessful validation response
1 property 1 required
cop.account_validations.request
object
5 properties 4 required
cop.account_validations.success
object
Successful validation response
1 property 1 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

zepto-payments-validate-cop.yml Raw ↑

Other APIs Zepto publishes across the network.

Zepto API
Zepto PayTo API
Zepto Investigations API
Zepto Clients API
Zepto Merchant Reports API
Zepto Notifications API (Webhooks)