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Upward Financial

Upward Financial payments API

The payments API from Upward Financial — 12 operation(s) for payments.

Documentation Provider Profile APIs.io OpenAPI GitHub

Upward Financial payments API is one of 17 APIs that Upward Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Payments. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 19 operations across 12 paths, and defines 26 schemas. It is described by OpenAPI 3.1.0, at version 1.0.0.

Requests are made against a single base URL, https://host.com.

19 operations 12 paths 26 schemas 1 DELETE12 GET6 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.1.0
API Version
1.0.0
Base URL
https://api.upwardli.com/v2
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Upward Financial payments API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (bearerAuth).

Paths & Operations 19

Across 12 paths, the API surfaces 19 operations — 1 DELETE, 12 GET, 6 POST. Each is listed below with its method, path, parameters, and response codes.

payments 19
POST
/v2/payments/ach/
Create Create ACH Request
create-create-ach-request 1 param body → 201
GET
/v2/payments/ach/
List ACH Responses
list-ach-responses 4 params → 200
GET
/v2/payments/ach/{external_id}/
Retrieve ACH Response
retrieve-ach-response 2 params → 200
DELETE
/v2/payments/ach/{external_id}/
Cancel ACH Payment
cancel-ach-payment 2 params → 204
POST
/v2/payments/transfer/
Create Transfer
create-transfer 1 param body → 201
GET
/v2/payments/transfer/
Get All Transfers
get-all-transfers 3 params → 200
GET
/v2/payments/transfer/{external_id}/
Get Transfer
get-transfer 3 params → 200
POST
/v2/payments/instant/
Create Create Instant Payment Request
create-create-instant-payment-request 1 param body → 201
GET
/v2/payments/instant/
List Get Instant Payment Responses
list-get-instant-payment-responses 3 params → 200
GET
/v2/payments/instant/{external_id}/
Retrieve Get Instant Payment Response
retrieve-get-instant-payment-response 2 params → 200
POST
/v2/payments/aft/
Create AFT Payment Request
create-aft-payment-request 1 param body → 201
GET
/v2/payments/aft/
List AFT Payment Requests
list-aft-payment-requests 3 params → 200
GET
/v2/payments/aft/{id}/
Retrieve AFT Payment Request
retrieve-aft-payment-request 2 params → 200
POST
/v2/payments/oct/
Create OCT Payment Request
create-oct-payment-request 1 param body → 201
GET
/v2/payments/oct/
List OCT Payment Requests
list-oct-payment-requests 3 params → 200
GET
/v2/payments/oct/{id}/
Retrieve OCT Payment Request
retrieve-oct-payment-request 2 params → 200
POST
/v2/payments/p2p/
Create Peer To Peer Payment Request
create-peer-to-peer-payment-request 1 param body → 201422
GET
/v2/payments/p2p/
List Peer To Peer Payment Responses
list-peer-to-peer-payment-responses 3 params → 200
GET
/v2/payments/p2p/{id}/
Retrieve Peer To Peer Payment Response
retrieve-peer-to-peer-payment-response 2 params → 200404

Schemas 26

The contract defines 26 schemas that model the data the API accepts and returns. The most detailed are ACHResponse (9 properties), GetAFTResponse (7 properties), GetOCTResponse (7 properties), CreateP2PPaymentResponse (6 properties). Each schema is shown below with its type and property counts.

Payments_listAFTPaymentRequests_Response_200
object
4 properties 2 required
GetP2PPaymentResponseStatus
string
Current payment status.
CreateTransferRequestStatus
string
Payments_listPeerToPeerPaymentResponses_Response_200
object
4 properties 2 required
CreateP2PPaymentResponseStatus
string
Current payment status. pendingreview means the payment is held for compliance review (velocity limit exceeded) and will be processed once approved.
CreateTransferRequest
object
6 properties 4 required
GetP2PPaymentResponse
object
P2P payment details returned by retrieve and list endpoints.
6 properties 5 required
CreateAFTRequest
object
Request body for creating an AFT (Account Funding Transaction) — pulls funds from a consumer's external payment card.
4 properties 3 required
CreatePeerToPeerPaymentRequestRequestUnprocessableEntityError
object
3 properties
GetOCTResponse
object
OCT payment details.
7 properties 4 required
Payments_listOCTPaymentRequests_Response_200
object
4 properties 2 required
CreateP2PPaymentRequest
object
Request body for creating a P2P payment between two consumers.
4 properties 3 required
GetInstantPaymentResponse
object
6 properties 5 required
CreateInstantPaymentRequest
object
5 properties 4 required
Payments_Cancel ACH Payment_Response_204
object
Empty response body
GetAFTResponse
object
AFT payment details.
7 properties 4 required
GetTransferResponse
object
6 properties 5 required
CreateP2PPaymentResponse
object
Response returned when a P2P payment is created.
6 properties 5 required
Payments_getAllTransfers_Response_200
object
4 properties 2 required
Payments_listGetInstantPaymentResponses_Response_200
object
4 properties 2 required
ACHResponse
object
9 properties 6 required
V2PaymentsP2PPostResponsesContentApplicationJsonSchemaErrorCode
string
Payments_listACHResponses_Response_200
object
4 properties 2 required
CreateACHRequest
object
5 properties 4 required
CreateTransferResponse
object
6 properties 5 required
CreateOCTRequest
object
Request body for creating an OCT (Original Credit Transaction) — pushes funds to a consumer's external payment card.
4 properties 3 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

upward-financial-payments-api-openapi.yml Raw ↑

Other APIs Upward Financial publishes across the network.

Upward Financial accounts API
AE Profile APIs.io
Upward Financial auth API
AE Profile APIs.io
Upward Financial billPayments API
AE Profile APIs.io
Upward Financial billReporting API
AE Profile APIs.io
Upward Financial billSwitch API
AE Profile APIs.io
Upward Financial cbaas API
AE Profile APIs.io
Upward Financial consumers API
AE Profile APIs.io
Upward Financial creditInsights API
AE Profile APIs.io
Upward Financial onboarding API
AE Profile APIs.io
Upward Financial partners API
AE Profile APIs.io
Upward Financial paymentCards API
AE Profile APIs.io
Upward Financial plaid API
AE Profile APIs.io
#Payments
← Back to U APIs
API Details
ID
upward-financial:upward-financial-payments-api
Base URL
https://api.upwardli.com/v2
Docs
https://developers.upwardli.com/
Provider
Upward Financial
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