token-io Refunds API is one of 29 APIs that Token.io publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
This API exposes 3 JSON Schema definitions.
Tagged areas include Refunds. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, a getting-started guide, a JSON-LD context, and 3 JSON Schemas.
This API exposes
4 operations
across 3 paths,
and defines 50 schemas.
It is described by OpenAPI 3.2.0, at version 1.0.
Requests are made against a single base URL, https://api.token.io.
4 operations3 paths50 schemas3 GET1 POST
Metadata
The identity and technical contract details declared by the specification.
Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.token.io
Authentication
HTTP Bearer, API Key
Resource Areas
1
Authentication & Security 2
token-io Refunds API declares
2 security schemes
for authenticating requests.
It accepts HTTP bearer tokens (JWT) (Bearer).
An API key is passed in the header as Authorization (BasicAuth).
Bearer — For Production and Sandbox environments. When using curl samples the authorization header is given as -H 'Authorization: Bearer + JWT' Please substitute your B…
BasicAuth — For Sandbox environment only. When using curl samples the authorization header is given as -H 'Authorization: YOURAPIKEYHERE' Please substitute your Basic key…
Paths & Operations 4
Across 3 paths, the API surfaces 4 operations — 3 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.
Refunds 4
These endpoints allow you to handle registration, posting, and retrieval of refunds associated with original transaction account information.
The contract defines 50 schemas that model the data the API accepts and returns. The most detailed are RefundInitiation (9 properties), Refund (9 properties), ResolvedRefundInitiation (8 properties), Address (8 properties). Each schema is shown below with its type and property counts.
NotImplementedError
object
The operation was not implemented, supported or enabled by the bank.
2 properties1 required
EUIbanAccount
object
Account details where the iban is required and the bic is optional.
2 properties1 required
inline_response_400
object
1 property
PLIbanAccount
object
Polish account details where the iban is required and the bic is optional.
2 properties1 required
RefundsResponse
object
2 properties
StatusRefund
string
The Token.io Refund Initiation Status. INITIATIONPENDING - Token.io has received the refund initiation and the initiation has passed Token.io's validation. INI…
BankGiroAccount
object
Account details where the bankgiroNumber is required and the bic is optional.
2 properties1 required
ResolvedRefundInitiation
object
The Initiation payload for the refund.
8 properties7 required
FasterPaymentsAccount
object
A UK or Irish account where the sort code and account number are required.
2 properties2 required
refId
string
The TPP-generated reference identifier for the token. This is not to be confused with the requestId. The refId maps to the tppRefId in the bank's consentReques…
ServerError
object
This could refer to either an error by the payment service provider or the bank. When the bank reports a 5xx error, "token-external-error": "true" is set as a…
2 properties
CorporateApiDebtorInformation
object
The debtor information.
1 property1 required
Refund
object
The refund object.
9 properties5 required
ElixirAccountCreditor
The Elixir creditor account details.
ServiceUnavailableError
object
Service is unavailable, likely due to a transient condition; this is usually corrected with a retry.
2 properties1 required
inline_response_429
object
1 property1 required
inline_response_500
object
1 property
PlusGiroAccount
object
Account details where the plusgiroNumber is required and the bic is optional.
2 properties1 required
RefundInitiation
object
The Initiation payload for the refund.
9 properties6 required
ClearingNumberAccount
object
Account details where the bban is required and the clearing number is optional.
2 properties1 required
EUDomesticNonEuroAccountCreditor
The payment system within a European country using that country's non-Euro domestic currency. An IBAN account will require an iban and an optional bic, a BBAN…
SepaAccount
object
SEPA account details where the iban is required and the bic is optional.
2 properties1 required
RefundDebtorInformation
The debtor information. Account information (one of) is required.
inline_response_403
object
1 property1 required
inline_response_503
object
1 property1 required
GatewayTimeoutError
object
The deadline expired before the operation could complete.
2 properties1 required
RefundResponse
object
1 property
EUDomesticNonEuroInstantAccountCreditor
The instant payment system within a European country using that country's non-Euro domestic currency. An IBAN account will require an iban and an optional bic,…
SENoBankIdCreditorAccount
object
Account details where the iban and bban are required and the bic and clearing number are optional. This is ONLY allowed for an HP flow if there is no bankId pr…
4 properties2 required
refunds_body
object
1 property1 required
Address
object
Address
8 properties
VirtualAccountCreditor
object
The creditor settlement account details.
1 property1 required
PermissionDeniedError
object
The error returned when the member is not authorized to perform the given operation: PermissionDenied. This error message will be accompanied by the reason fro…
1 property
PLAccount
object
Polish account details where the account number is required and the bic is optional.
2 properties1 required
originalPaymentId
string
The original payment id from Token.io payments/transfers. This is required to initiate a refund. Token.io will check the original payment for the refund valida…
Amount
object
The transaction amount and currency.
2 properties2 required
PagingInfo
object
2 properties
CreditorInformation
The creditor information. The account information (one of) is required.
ResourceExhaustedError
object
Resource exhausted. Too many requests.
2 properties1 required
memberId
string
The Token.io-assigned member id of the TPP.
inline_response_501
object
1 property1 required
inline_response_401
object
1 property
Error
object
The request does not have valid authentication credentials needed to perform the operation.
2 properties
BbanAccount
object
Account details where the bban is required and the bic is optional.
2 properties1 required
inline_response_504
object
1 property1 required
AccountVerificationId
string
The Id returned from the /account-verifications endpoint and used to identify the account verification relating to the beneficiary of the payment. Only require…
PaymentNotFoundError
object
The error object returned when given payment cannot be found: ResourceNotFound.
2 properties1 required
ErrorWithCode
object
Error object providing details about the error.
2 properties2 required
SepaInstantAccount
object
SEPA Instant account details where the iban is required and the bic is optional.
2 properties1 required
inline_response_404
object
1 property1 required
Specification
The full machine-readable OpenAPI contract behind this narrative.
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