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token-io Banks v2 API

This endpoint filters and fetches the list of connected banks, gets information on specific banks, and initiates authorization with user-selected banks using Payments v2.

token-io Banks v2 API is one of 29 APIs that Token.io publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 3 JSON Schema definitions.

Tagged areas include Banks v2. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, a getting-started guide, a JSON-LD context, and 3 JSON Schemas.

This API exposes 1 operation across 1 path, and defines 30 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against a single base URL, https://api.token.io.

1 operations 1 paths 30 schemas 1 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.token.io
Authentication
HTTP Bearer, API Key
Resource Areas
1

Authentication & Security 2

token-io Banks v2 API declares 2 security schemes for authenticating requests. It accepts HTTP bearer tokens (JWT) (Bearer). An API key is passed in the header as Authorization (BasicAuth).

  • Bearer — For Production and Sandbox environments. When using curl samples the authorization header is given as -H 'Authorization: Bearer + JWT' Please substitute your B…
  • BasicAuth — For Sandbox environment only. When using curl samples the authorization header is given as -H 'Authorization: YOURAPIKEYHERE' Please substitute your Basic key…

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 GET. Each is listed below with its method, path, parameters, and response codes.

Banks v2 1

This endpoint filters and fetches the list of connected banks, gets information on specific banks, and initiates authorization with user-selected banks using Payments v2.

GET
/v2/banks
Get banks v2
GetBanksv2 29 params → 200400401403500501503504

Schemas 30

The contract defines 30 schemas that model the data the API accepts and returns. The most detailed are BankV2 (32 properties), RequiredField (5 properties), MandatoryFieldsv2_inner (4 properties), GetBanksV2Response (4 properties). Each schema is shown below with its type and property counts.

Paging
object
Contains the page information for response content.
4 properties
NotImplementedError
object
The operation was not implemented, supported or enabled by the bank.
2 properties 1 required
FieldError
object
An error object providing details about an error caused by a particular field or fields in the request. Possible error code values include: Field.NotUnique - T…
1 property 1 required
PanDetectedError
object
Error object retured when PAN is detected in the submitted initiation payload. The error code value is PanDetected.
1 property
inline_response_400_2
object
1 property 1 required
ServerError
object
This could refer to either an error by the payment service provider or the bank. When the bank reports a 5xx error, "token-external-error": "true" is set as a…
2 properties
scaMethods
string
The SCA (Strong Customer Authentication) method: Redirect - User is redirected to bank for SCA. Decoupled - User receives sms / notification during authenticat…
inline_response_500
object
1 property
ServiceUnavailableError
object
Service is unavailable, likely due to a transient condition; this is usually corrected with a retry.
2 properties 1 required
maintenance
object
4 properties
RequiredField
object
Contains information used in embedded authentication flows. These are optional credential request fields.
5 properties 3 required
GatewayTimeoutError
object
The deadline expired before the operation could complete.
2 properties 1 required
inline_response_503
object
1 property 1 required
inline_response_403
object
1 property 1 required
TokenBankError
object
Error object providing details about an error related to the debtor bank. Possible error code values include: - Bank.RegistrationNotFound - unable to find regi…
2 properties
BankV2
object
32 properties
MaintenanceWindow
array
Details of the bank's planned or unplanned maintenance window.
FieldsFormatInformation
object
Contains bank-dependent formatting constraints indicating allowable characters, if any.
3 properties
PermissionDeniedError
object
The error returned when the member is not authorized to perform the given operation: PermissionDenied. This error message will be accompanied by the reason fro…
1 property
OpenBankingStandard
string
Specifies the API standard adopted by the bank.
MandatoryFieldsv2
array
Contains the fields required by the bank, which the TPP must populate in the token request, where applicable.
inline_response_501
object
1 property 1 required
inline_response_401
object
1 property
Error
object
The request does not have valid authentication credentials needed to perform the operation.
2 properties
GetBanksV2Response
object
4 properties
bankId
string
The Token.io id of the bank where the consent is created. This field is required if the customer is not using Token.io's Hosted Pages for bank selection, i.e.…
inline_response_504
object
1 property 1 required
ErrorWithCode
object
Error object providing details about the error.
2 properties 2 required
scaMethod
array
MandatoryFieldsv2_inner
object
4 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

token-io-banks-v2-api-openapi.yml Raw ↑

Other APIs Token.io publishes across the network.

Token.io JavaScript SDK
Token.io PHP SDK
Token.io C# SDK
Token.io Objective-C SDK
Token.io iOS Webview SDK
Token.io Android Webview SDK
Merchant Sample (Java)
Merchant Sample (JavaScript)
Bank Sample (Java)
Personal Finance Management Sample (Java)
Merchant Integration Workshop
token-io Account on File API
Where this information came from

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