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token-io Banks v1 API

These endpoints filter and fetch the list of connected banks, get information on specific banks, and initiate authorization with user-selected banks using Payments v1.

token-io Banks v1 API is one of 29 APIs that Token.io publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 3 JSON Schema definitions.

Tagged areas include Banks v1. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, a getting-started guide, a JSON-LD context, and 3 JSON Schemas.

This API exposes 2 operations across 2 paths, and defines 62 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against a single base URL, https://api.token.io.

2 operations 2 paths 62 schemas 2 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Base URL
https://api.token.io
Authentication
HTTP Bearer, API Key
Resource Areas
1

Authentication & Security 2

token-io Banks v1 API declares 2 security schemes for authenticating requests. It accepts HTTP bearer tokens (JWT) (Bearer). An API key is passed in the header as Authorization (BasicAuth).

  • Bearer — For Production and Sandbox environments. When using curl samples the authorization header is given as -H 'Authorization: Bearer + JWT' Please substitute your B…
  • BasicAuth — For Sandbox environment only. When using curl samples the authorization header is given as -H 'Authorization: YOURAPIKEYHERE' Please substitute your Basic key…

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.

Banks v1 2

These endpoints filter and fetch the list of connected banks, get information on specific banks, and initiate authorization with user-selected banks using Payments v1.

GET
/banks
Get banks v1
GatewayService.GetBanks 26 params → 200400401403404429500501
GET
/bank/countries
Get bank countries
GatewayService.GetBanksCountries 20 params → 200400401403404429500501

Schemas 62

The contract defines 62 schemas that model the data the API accepts and returns. The most detailed are BankV1 (31 properties), CredentialField (7 properties), GetBanksResponse (4 properties), SENoBankIdAccount (4 properties). Each schema is shown below with its type and property counts.

TransferDestinationElixir
object
The interbank payment system in Poland.
1 property 1 required
Paging
object
Contains the page information for response content.
4 properties
GetBanksCountriesResponse
object
1 property
NotImplementedError
object
The operation was not implemented, supported or enabled by the bank.
2 properties 1 required
EUIbanAccount
object
Account details where the iban is required and the bic is optional.
2 properties 1 required
inline_response_400
object
1 property
MandatoryFieldsAccessInternational
object
Specifies the mandatory fields for an international access request.
3 properties
CredentialField
object
Contains information used in embedded authentication flows.
7 properties
TransferDestinationFasterPayments
CredentialFieldType
string
Specifies the type of credential.
BankGiroAccount
object
Account details where the bankgiroNumber is required and the bic is optional.
2 properties 1 required
TransferDestinationEuDomesticNonEuroInstant
The instant payment system within a country using that country's non-Euro domestic currency. An IBAN account will require an iban and an optional bic, a BBAN a…
FasterPaymentsAccount
object
A UK or Irish account where the sort code and account number are required.
2 properties 2 required
ServerError
object
This could refer to either an error by the payment service provider or the bank. When the bank reports a 5xx error, "token-external-error": "true" is set as a…
2 properties
scaMethods
string
The SCA (Strong Customer Authentication) method: Redirect - User is redirected to bank for SCA. Decoupled - User receives sms / notification during authenticat…
TransferDestinationSepaInstant
inline_response_500
object
1 property
TransferDestinationToken
object
The primary account number. The cCard identifier found on payment cards, such as credit and debit cards, as well as stored-value cards, gift cards and other si…
2 properties
ServiceUnavailableError
object
Service is unavailable, likely due to a transient condition; this is usually corrected with a retry.
2 properties 1 required
inline_response_429
object
1 property 1 required
TransferDestinationBankgiro
maintenance
object
4 properties
PlusGiroAccount
object
Account details where the plusgiroNumber is required and the bic is optional.
2 properties 1 required
ClearingNumberAccount
object
Account details where the bban is required and the clearing number is optional.
2 properties 1 required
SepaAccount
object
SEPA account details where the iban is required and the bic is optional.
2 properties 1 required
GatewayTimeoutError
object
The deadline expired before the operation could complete.
2 properties 1 required
inline_response_403
object
1 property 1 required
inline_response_503
object
1 property 1 required
FieldFormatInformation
object
Contains bank-dependent formatting constraints indicating allowable characters, if any.
3 properties
MandatoryFieldsStandingOrder
object
Specifies the mandatory fields for a standing order token request.
2 properties
MandatoryFieldsTransferDomestic
object
Specifies the mandatory fields for a domestic transfer.
3 properties
MaintenanceWindow
array
Details of the bank's planned or unplanned maintenance window.
MandatoryFieldsAccess
object
Specifies the mandatory fields for an access token request.
2 properties
MandatoryFieldsStandingOrderDomestic
object
Specifies the mandatory fields for a domestic standing order.
3 properties
MandatoryFieldsTransferInternational
object
Specifies the mandatory fields for an international transfer.
3 properties
TransferDestinationPlusgiro
PermissionDeniedError
object
The error returned when the member is not authorized to perform the given operation: PermissionDenied. This error message will be accompanied by the reason fro…
1 property
GetBanksResponse
object
4 properties
BankV1
object
31 properties
TransferDestinationEuDomesticNonEuro
The payment system within a country using that country's non-Euro domestic currency. An IBAN account will require an iban and an optional bic, a BBAN account w…
ResourceExhaustedError
object
Resource exhausted. Too many requests.
2 properties 1 required
OpenBankingStandard
string
Specifies the API standard adopted by the bank.
MandatoryFieldsTransfer
object
Specifies the mandatory fields for a transfer token request.
2 properties
MandatoryFieldsStandingOrderInternational
object
Specifies the mandatory fields for an international standing order.
3 properties
SENoBankIdAccount
object
Account details where the iban and bban are required and the bic and clearing number are optional. This is ONLY allowed for an HP flow if there is no bankId pr…
4 properties 2 required
inline_response_501
object
1 property 1 required
inline_response_401
object
1 property
Error
object
The request does not have valid authentication credentials needed to perform the operation.
2 properties
BbanAccount
object
Account details where the bban is required and the bic is optional.
2 properties 1 required
bankId
string
The Token.io id of the bank where the consent is created. This field is required if the customer is not using Token.io's Hosted Pages for bank selection, i.e.…
inline_response_504
object
1 property 1 required
TransferDestinationCustom
object
The custom transfer destination.
2 properties
PaymentNotFoundError
object
The error object returned when given payment cannot be found: ResourceNotFound.
2 properties 1 required
ErrorWithCode
object
Error object providing details about the error.
2 properties 2 required
MandatoryFields
object
Contains the fields required by the bank, which the TPP must populate in the token request, where applicable.
3 properties
SepaInstantAccount
object
SEPA Instant account details where the iban is required and the bic is optional.
2 properties 1 required
TransferDestinationSepa
inline_response_404
object
1 property 1 required
CredentialFields
object
1 property
scaMethod
array
TransferDestinationType
string
Specifies the type of transfer destination.
MandatoryFieldsAccessDomestic
object
Specifies the mandatory fields for an access request.
3 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

token-io-banks-v1-api-openapi.yml Raw ↑

Other APIs Token.io publishes across the network.

Token.io JavaScript SDK
Token.io PHP SDK
Token.io C# SDK
Token.io Objective-C SDK
Token.io iOS Webview SDK
Token.io Android Webview SDK
Merchant Sample (Java)
Merchant Sample (JavaScript)
Bank Sample (Java)
Personal Finance Management Sample (Java)
Merchant Integration Workshop
token-io Account on File API
Where this information came from

This is an independent, third-party profile of token-io Banks v1 API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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