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Temenos Credit Offers API

Generate and manage BNPL credit offers using Explainable AI decisioning for instant approval and offer matching.

Temenos Credit Offers API is one of 61 APIs that Temenos publishes on the APIs.io network, described by a machine-readable OpenAPI specification and an AsyncAPI event-driven specification.

Tagged areas include Credit Offers. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, authentication docs, a getting-started guide, a changelog, and an AsyncAPI specification.

This API exposes 3 operations across 3 paths, and defines 5 schemas. It is described by OpenAPI 3.1.0, at version 1.0.0.

Requests are made against a single base URL, https://api.temenos.com/bnpl/v1.

3 operations 3 paths 5 schemas 1 GET2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.1.0
API Version
1.0.0
Base URL
https://api.temenos.com/transact
Authentication
HTTP Bearer
Terms of Service
Resource Areas
1

Authentication & Security 1

Temenos Credit Offers API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (bearerAuth). By default, every request must be authenticated.

Paths & Operations 3

Across 3 paths, the API surfaces 3 operations — 1 GET, 2 POST. Each is listed below with its method, path, parameters, and response codes.

Credit Offers 3

Generate and manage BNPL credit offers using Explainable AI decisioning for instant approval and offer matching.

POST
/offers
Create Credit Offer
createCreditOffer body → 200400401
GET
/offers/{offerId}
Get Credit Offer Details
getCreditOffer 1 param → 200401404
POST
/offers/{offerId}/accept
Accept Credit Offer
acceptCreditOffer 1 param → 200401404

Schemas 5

The contract defines 5 schemas that model the data the API accepts and returns. The most detailed are BnplLoan (12 properties), CreditOffer (9 properties), CreditOfferRequest (5 properties), Error (2 properties). Each schema is shown below with its type and property counts.

CreditOffer
object
BNPL credit offer
9 properties
CreditOfferRequest
object
5 properties 3 required
CreditOfferResponse
object
Credit offer response with available options
2 properties
BnplLoan
object
BNPL loan
12 properties
Error
object
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

temenos-credit-offers-api-openapi.yml Raw ↑

Other APIs Temenos publishes across the network.

Temenos Lifecycle Management Suite API
Temenos Ecosystem API
Temenos Explorer API
Temenos Accounts API
Temenos Accounts Arrangement Details API
Temenos Alert Management API
Temenos Analytics Data Store API
Temenos Application Metering API
Temenos Application Packages API
Temenos Bulk Payments API
Temenos Callback Registry API
Temenos Cards API