How AI is applied across API Evangelist and APIs.io. Read my AI disclosure →
API Evangelist API Evangelist
Discovery
Learnings
Guidance
Toolbox
Alignment
API Evangelist LLC

UK Open Banking Beneficiaries API

The Beneficiaries API from UK Open Banking — 2 operation(s) for beneficiaries.

UK Open Banking Beneficiaries API is one of 42 APIs that UK Open Banking publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Beneficiaries. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, a GitHub repository, and rate-limit docs.

This API exposes 2 operations across 2 paths, and defines 38 schemas. It is described by OpenAPI 3.0.0, at version 4.0.1.

Requests are made against a single base URL, /open-banking/v4.0/aisp.

2 operations 2 paths 38 schemas 2 GET

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.0
API Version
4.0.1
Base URL
https://{aspsp-host}/open-banking/v4.0
Authentication
OAuth 2.0, OAuth 2.0
Terms of Service
Resource Areas
1

Authentication & Security 2

UK Open Banking Beneficiaries API declares 2 security schemes for authenticating requests. It supports OAuth 2.0 (TPPOAuth2Security) using the clientCredentials flow, exposing 1 scope. It supports OAuth 2.0 (PSUOAuth2Security) using the authorizationCode flow, exposing 1 scope.

  • TPPOAuth2Security — TPP client credential authorisation flow with the ASPSP
  • PSUOAuth2Security — OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 GET. Each is listed below with its method, path, parameters, and response codes.

Beneficiaries 2
GET
/accounts/{AccountId}/beneficiaries
Get Beneficiaries for an AccountId
GetAccountsAccountIdBeneficiaries 7 params → 200400401403404405406429
GET
/beneficiaries
Get Beneficiaries
GetBeneficiaries 6 params → 200400401403404405406429

Schemas 38

The contract defines 38 schemas that model the data the API accepts and returns. The most detailed are OBPostalAddress7 (18 properties), OBBeneficiary5 (7 properties), OBBranchAndFinancialInstitutionIdentification6_0 (5 properties), Links (5 properties). Each schema is shown below with its type and property counts.

OBReadBeneficiary5
object
3 properties 1 required
PostCode
string
Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.
TownName
string
Name of a built-up area, with defined boundaries, and a local government.
Meta
object
Meta Data relevant to the payload
3 properties
AccountId
string
A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.
LEI
string
Legal entity identification as an alternate identification for a party. Legal Entity Identifier is a code allocated to a party as described in ISO 17442 "Finan…
Floor
string
Number that identifies the level within a building
PostBox
string
Information that locates and identifies a box in a post office assigned to a person or organization, where letters for them are kept until called for.
Name_0
string
The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account n…
Identification_0
string
Identification assigned by an institution to identify an account. This identification is known by the account owner.
BeneficiaryId
string
A unique and immutable identifier used to identify the beneficiary resource. This identifier has no meaning to the account owner.
SecondaryIdentification
string
This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally ident…
UnitNumber
string
Number that identifies the unit of a specific address .
OBInternalFinancialInstitutionIdentification4Code
string
Name of the identification scheme, in a coded form as published in an external list. For a full list of enumeration values refer to OBInternalFinancialInstitut…
CareOf
string
The 'care of' address is used whenever sending mail to a person or organisation who does not actually live or work at the address. They will receive the mail f…
ExternalProxyAccountType1Code
string
Specifies the external proxy account type code, as published in the proxy account type external code set. For more information and a full list of values see Ex…
OBExternalStatusReason1Code
string
Low level textual error code, for all enum values see OBExternalStatusReason1Code in OBInternalCodeSet [here](https://github.com/OpenBankingUK/ExternalInternal…
OBProxy1
object
Specifies an alternate assumed name for the identification of the account.
3 properties 2 required
StreetName
string
Name of a street or thoroughfare.
OBSupplementaryData1
object
Additional information that can not be captured in the structured fields and/or any other specific block.
Links
object
Links relevant to the payload
5 properties 1 required
OBInternalBeneficiaryType1Code
string
Specifies the Beneficiary Type.
OBPostalAddress7
object
Information that locates and identifies a specific address, as defined by postal services.
18 properties
ISODateTime
string
All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below:…
OBAddressType2Code
string
Identifies the nature of the postal address. For a full set of codes see OBAddressType2Code in OBInternalCodeSet [here](https://github.com/OpenBankingUK/Extern…
Identification_1
string
Unique and unambiguous identification of the servicing institution.
Room
string
Information that locates and identifies a room to form part of an address
Reference
string
Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this…
Name_1
string
Name by which an agent is known and which is usually used to identify that agent.
OBBeneficiary5
object
7 properties
BuildingName
string
Name of a referenced building.
OBCashAccount5_0
object
Provides the details to identify the beneficiary account.
5 properties 2 required
OBBranchAndFinancialInstitutionIdentification6_0
object
Party that manages the account on behalf of the account owner, that is manages the registration and booking of entries on the account, calculates balances on t…
5 properties
OBErrorResponse1
object
An array of detail error codes, and messages, and URLs to documentation to help remediation.
4 properties 1 required
BuildingNumber
string
Number that identifies the position of a building on a street.
OBError1
object
4 properties 1 required
DistrictName
string
Number that of the regional area, known as a district, which forms part of an address
OBInternalAccountIdentification4Code
string
Name of the identification scheme, in a coded form as published in an external list. For a full list of enumeration values refer to OBInternalAccountIdentifica…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

open-banking-uk-beneficiaries-api-openapi.yml Raw ↑

Other APIs UK Open Banking publishes across the network.

UK Open Banking Open Data API
UK Open Banking Dynamic Client Registration API
UK Open Banking Directory API
UK Open Banking Account Access Consents API
UK Open Banking Accounts API
UK Open Banking ATM API
UK Open Banking Balances API
UK Open Banking BCA API
UK Open Banking Branch API
UK Open Banking CCC API
UK Open Banking Direct Debits API
UK Open Banking Domestic Payment Consents API
Where this information came from

This is an independent, third-party profile of UK Open Banking Beneficiaries API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

info@apievangelist.com · Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.