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Nacha

Nacha ACH Payments API

The ACH Payments API from Nacha — 2 operation(s) for ach payments.

Documentation Provider Profile APIs.io OpenAPI GitHub

Nacha ACH Payments API is one of 19 APIs that Nacha publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include ACH Payments. The published artifact set on APIs.io includes an OpenAPI specification, an API reference, and API documentation.

This API exposes 2 operations across 2 paths, and defines 30 schemas. It is described by OpenAPI 3.2.0, at version 1.0.7.

Requests are made against a single base URL, https://api.asig.org/v1.

2 operations 2 paths 30 schemas 2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0.7
Base URL
https://api.asig.org/v1
Authentication
API Key
Contact
https://www.afinis.org
Resource Areas
1

Authentication & Security 1

Nacha ACH Payments API declares 1 security scheme for authenticating requests. An API key is passed in the query as apikey (APIKeyQueryParam).

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 2 POST. Each is listed below with its method, path, parameters, and response codes.

ACH Payments 2
POST
/payments/ach/debit
Process ACH Debit Transactions
ACH Payments Debit 1 param body → 200400401500
POST
/payments/ach/credit
Process ACH Credit Transactions
ACH Payments Credit 1 param body → 200400401500

Schemas 30

The contract defines 30 schemas that model the data the API accepts and returns. The most detailed are paymentInformationCredit (4 properties), paymentInformationDebit (4 properties), paymentTypeInformation (3 properties), initiatePaymentResponse (2 properties). Each schema is shown below with its type and property counts.

paymentInformationDebit
object
4 properties 2 required
creditorAccount
object
1 property 1 required
error-401
object
1 property
discretionaryData
string
Additional information.
errorDetails
object
2 properties 2 required
categoryPurpose
object
Specifies the high-level purpose of the instruction based on a set of pre-defined categories
1 property 1 required
instructedAmount
object
Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party.
2 properties 2 required
settlementTimeIndication
string
Provides information on the occurred settlement time(s) of the payment transaction.
paymentIdentification
object
2 properties 1 required
transactionCreditorAccount
object
2 properties 2 required
transactionCreditor
object
1 property 1 required
paymentInformationIdentification
string
Unique identification, as assigned by a sending party, to unambiguously identify the payment information group within the message.
transactionDebtor
object
1 property 1 required
unstructured
array
Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an…
debtorAgent
object
Financial institution servicing an account for the debtor.
2 properties 2 required
error-500
object
1 property
remittanceInformation
array
Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' rec…
debtorAccount
object
1 property 1 required
creditor
object
Party to which an amount of money is due.
2 properties 1 required
transactionDebtorAccount
object
2 properties 2 required
errorDetails-401
object
2 properties 2 required
paymentInformationCredit
object
4 properties 2 required
paymentTypeInformation
object
Set of elements used to further specify the type of transaction.
3 properties 1 required
debtor
object
Party that owes an amount of money to the (ultimate) creditor.
2 properties 1 required
creditTransferTransactionInformation
array
7 required
directDebitTransactionInformation
array
7 required
errorDetails-500
object
2 properties 2 required
initiatePaymentResponse
object
2 properties 2 required
error
object
1 property
creditorAgent
object
Financial institution servicing an account for the creditor.
2 properties 2 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

nacha-ach-payments-api-openapi.yml Raw ↑

Other APIs Nacha publishes across the network.

Nacha Account Validation API
AE Profile APIs.io
Nacha Accounts API
AE Profile APIs.io
Nacha ACH Transaction Status API
AE Profile APIs.io
Nacha Authorize to Pay API
AE Profile APIs.io
Nacha Banks API
AE Profile APIs.io
Nacha Expand Bank Contact V2 API
AE Profile APIs.io
Nacha Get Corporate Account Balances API
AE Profile APIs.io
Nacha Get Corporate Transaction History API
AE Profile APIs.io
Nacha Get Participants Profile API
AE Profile APIs.io
Nacha Initiate Payment API
AE Profile APIs.io
Nacha Instant Payment API
AE Profile APIs.io
Nacha Instant Payment Transfer API
AE Profile APIs.io
#ACH Payments
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API Details
ID
nacha:nacha-ach-payments-api
Base URL
https://api.asig.org/v1
Docs
https://app.swaggerhub.com/apis/ASIG/Initiate_Payment/1.0.7
Provider
Nacha
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