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Moov Bank Accounts API

Link and manage bank accounts as funding sources for ACH and RTP transfers. Includes micro-deposit and instant verification flows.

Moov Bank Accounts API is one of 19 APIs that Moov publishes on the APIs.io network, described by a machine-readable OpenAPI specification and an AsyncAPI event-driven specification.

This API exposes 2 JSON Schema definitions.

Tagged areas include Bank Accounts. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an AsyncAPI specification, a JSON-LD context, and 2 JSON Schemas.

This API exposes 9 operations across 4 paths, and defines 6 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against a single base URL, https://api.moov.io.

9 operations 4 paths 6 schemas 1 DELETE3 GET3 POST2 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Server
https://api.moov.io
Authentication
HTTP Bearer
Terms of Service
Resource Areas
1

Authentication & Security 1

Moov Bank Accounts API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (bearerAuth). By default, every request must be authenticated.

  • bearerAuth — OAuth2 bearer token obtained from the /oauth2/token endpoint. Include in the Authorization header as "Bearer {token}".

Paths & Operations 9

Across 4 paths, the API surfaces 9 operations — 1 DELETE, 3 GET, 3 POST, 2 PUT. Each is listed below with its method, path, parameters, and response codes.

Bank Accounts 9

Link and manage bank accounts as funding sources for ACH and RTP transfers. Includes micro-deposit and instant verification flows.

POST
/accounts/{accountID}/bank-accounts
Link a bank account
linkBankAccount 2 params body → 200400401
GET
/accounts/{accountID}/bank-accounts
List bank accounts
listBankAccounts 2 params → 200401
GET
/accounts/{accountID}/bank-accounts/{bankAccountID}
Retrieve a bank account
getBankAccount 4 params → 200401404
DELETE
/accounts/{accountID}/bank-accounts/{bankAccountID}
Delete a bank account
deleteBankAccount 4 params → 204401404
POST
/accounts/{accountID}/bank-accounts/{bankAccountID}/verify
Initiate bank account verification
initiateBankAccountVerification 4 params → 200400401
PUT
/accounts/{accountID}/bank-accounts/{bankAccountID}/verify
Complete bank account verification
completeBankAccountVerification 4 params body → 200400401
GET
/accounts/{accountID}/bank-accounts/{bankAccountID}/verify
Get verification status
getBankAccountVerificationStatus 4 params → 200401404
POST
/accounts/{accountID}/bank-accounts/{bankAccountID}/micro-deposits
Initiate micro-deposits
initiateMicroDeposits 4 params → 204400401
PUT
/accounts/{accountID}/bank-accounts/{bankAccountID}/micro-deposits
Complete micro-deposit verification
completeMicroDeposits 4 params body → 200400401

Schemas 6

The contract defines 6 schemas that model the data the API accepts and returns. The most detailed are BankAccount (9 properties), LinkBankAccountRequest (3 properties), Error (2 properties), BankAccountVerification (2 properties). Each schema is shown below with its type and property counts.

BankAccountVerification
object
Status and details of a bank account verification attempt.
2 properties
MicroDepositConfirmation
object
Request body for confirming micro-deposit amounts.
1 property 1 required
BankAccount
object
A bank account linked to a Moov account as a funding source for ACH and RTP transfers.
9 properties
CompleteVerificationRequest
object
Request body for completing instant bank account verification.
1 property
LinkBankAccountRequest
object
Request body for linking a bank account to a Moov account.
3 properties
Error
object
Standard error response returned by the Moov API.
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

moov-bank-accounts-api-openapi.yml Raw ↑

Other APIs Moov publishes across the network.

Moov Drops
Moov Backend SDKs
Moov Accounts API
Moov Authentication API
Moov Capabilities API
Moov Cards API
Moov Disputes API
Moov Payment Links API
Moov Payment Methods API
Moov Refunds API
Moov Representatives API
Where this information came from

This is an independent, third-party profile of Moov Bank Accounts API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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