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Monoova Financial API

Overview The Financial APIs enable you to process credits and debits, including transferring funds within Monoova to a Ledger Account, an mWallet (for BPAY transactions), or an mAccount (our virtual account). You can send payments to external Australian bank accounts using a BSB and account number, token, or PayID, and make BPAY payments using a biller code and CRN. The APIs also allow you to debit Australian bank accounts using Direct Debit, and retrieve the status of transactions.

Monoova Financial API is one of 31 APIs that Monoova publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Financial. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 5 operations across 5 paths, and defines 13 schemas. It is described by OpenAPI 3.2.0, at version v5.29.

Requests are made against 2 base URLs: https://api.mpay.com.au, https://api.m-pay.com.au.

5 operations 5 paths 13 schemas 3 GET2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
v5.29
Base URL
https://api.mpay.com.au
Authentication
HTTP Basic
Resource Areas
1

Authentication & Security 1

Monoova Financial API declares 1 security scheme for authenticating requests. It accepts HTTP basic authentication (BasicAuth). By default, every request must be authenticated.

Paths & Operations 5

Across 5 paths, the API surfaces 5 operations — 3 GET, 2 POST. Each is listed below with its method, path, parameters, and response codes.

Financial 5

Overview The Financial APIs enable you to process credits and debits, including transferring funds within Monoova to a Ledger Account, an mWallet (for BPAY transactions), or an mA…

POST
/financial/v2/transaction/execute
Process a transaction
TransactionExecute body → 200400500
POST
/financial/v2/transaction/validate
Validate a transaction
TransactionValidate body → 200400500
GET
/financial/v2/status/{uniqueReference}
Get transaction status by UID
TransactionStatusByUid 1 param → 200400500
GET
/financial/v2/status/{startDate}/{endDate}
Get transaction status by Date
TransactionStatusByDate 2 params → 200400500
GET
/reports/v1/unclearedFunds/{startDate}
Get Uncleared Transactions by Date
GetUnclearedFundsByDate 4 params → 200400500

Schemas 13

The contract defines 13 schemas that model the data the API accepts and returns. The most detailed are DTO.GenericPayment.GatewayTransactionStatusResponse_v2 (11 properties), DTO.GenericPayment.GenericFinanceResponse_V2 (9 properties), DTO.GenericPayment.GatewayTransactionValidate_V2 (9 properties), DTO.UnclearedTransaction_v1 (9 properties). Each schema is shown below with its type and property counts.

DTO.UnclearedTransaction_v1
object
9 properties
DTO.GenericPayment.GatewayTransactionValidate_V2
object
9 properties
DTO.GenericPayment.FeeBreakdown
object
3 properties
DTO.GenericPayment.DirectDebitFee
object
2 properties
DTO.UnclearedFundResult_v1
object
4 properties
DTO.GenericPayment.DisbursmentFee
object
2 properties
DTO.GenericPayment.GatewayTransactionStatus
object
8 properties
DTO.GenericPayment.GatewayTransactionStatusResponse_v2
object
11 properties
DTO.GenericPayment.GenericFinanceResponse_V2
object
9 properties
financial.transaction
object
4 properties 1 required
DTO.GenericPayment.GatewayTransactionStatus2Response_v2
object
4 properties
DTO.GenericPayment.GatewayTransactionStatus.BulkDirectDebit
object
8 properties
DTO.GenericPayment.FeeDetail
object
3 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

monoova-financial-api-openapi.yml Raw ↑

Other APIs Monoova publishes across the network.

Monoova Automatcher (Bank Account Receivables) API
Monoova BPAY API
Monoova Create Payment Using Token API
Monoova Generate a Bearer Token API
Monoova Generate a Client Session API
Monoova Get Async Request Status API
Monoova Get Payment Method Token Details API
Monoova Get Transaction By Date Range API
Monoova Get Transaction By Id API
Monoova Initiate a Payment API
Monoova Ledger Account API
Monoova M Account API
Where this information came from

This is an independent, third-party profile of Monoova Financial API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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