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Moniepoint Transactions API

Initialize, charge, query, and list collection transactions.

Moniepoint Transactions API is one of 19 APIs that Moniepoint publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

This API exposes 3 JSON Schema definitions.

Tagged areas include Transaction. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, a JSON-LD context, and 3 JSON Schemas.

This API exposes 7 operations across 7 paths, and defines 9 schemas. It is described by OpenAPI 3.2.0, at version 1.0.

Requests are made against 2 base URLs: https://api.monnify.com, https://sandbox.monnify.com.

7 operations 7 paths 9 schemas 2 GET5 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0
Servers
https://api.monnify.com
https://sandbox.monnify.com
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Moniepoint Transactions API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (BearerAuth). By default, every request must be authenticated.

Paths & Operations 7

Across 7 paths, the API surfaces 7 operations — 2 GET, 5 POST. Each is listed below with its method, path, parameters, and response codes.

Transactions 7

Initialize, charge, query, and list collection transactions.

POST
/api/v1/merchant/transactions/init-transaction
Monnify Initialize Transaction
initializeTransaction body → 200
POST
/api/v1/merchant/bank-transfer/init-payment
Monnify Pay With Bank Transfer
payWithBankTransfer body → 200
POST
/api/v1/merchant/cards/charge
Monnify Charge Card
chargeCard body → 200
POST
/api/v1/merchant/cards/otp/authorize
Monnify Authorize OTP
authorizeOtp body → 200
POST
/api/v1/merchant/cards/charge-card-token
Monnify Charge Tokenized Card
chargeCardToken body → 200
GET
/api/v2/merchant/transactions/query
Monnify Get Transaction Status
getTransactionStatus 2 params → 200
GET
/api/v1/transactions/search
Monnify Search Transactions
searchTransactions 5 params → 200

Schemas 9

The contract defines 9 schemas that model the data the API accepts and returns. The most detailed are Transaction (12 properties), InitializeTransactionRequest (11 properties), ChargeCardTokenRequest (7 properties), TransactionPageEnvelope (4 properties). Each schema is shown below with its type and property counts.

TransactionPageEnvelope
object
4 properties
AuthorizeOtpRequest
object
4 properties 4 required
Transaction
object
12 properties
TransactionEnvelope
object
4 properties
ChargeCardTokenRequest
object
7 properties 6 required
PayWithTransferRequest
object
2 properties 1 required
IncomeSplit
object
4 properties
ChargeCardRequest
object
3 properties 3 required
InitializeTransactionRequest
object
11 properties 7 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

moniepoint-transactions-api-openapi.yml Raw ↑

Other APIs Moniepoint publishes across the network.

Monnify Webhooks
Moniepoint Authentication API
Moniepoint Banks API
Moniepoint Bills Payment API
Moniepoint Bulk Transfers API
Moniepoint Debits API
Moniepoint Invoices API
Moniepoint Limit Profiles API
Moniepoint Mandates API
Moniepoint Push Payments API
Moniepoint Refunds API
Moniepoint Reserved Accounts API
Where this information came from

This is an independent, third-party profile of Moniepoint Transactions API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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