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ModernFi Accounts API

The Accounts API from ModernFi — 5 operation(s) for accounts.

ModernFi Accounts API is one of 7 APIs that ModernFi publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Account. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, an API reference, and a getting-started guide.

This API exposes 8 operations across 5 paths, and defines 39 schemas. It is described by OpenAPI 3.2.0, at version 1.0.0.

Requests are made against 5 base URLs: https://api.modernfi.com, https://api.uat.modernfi.com, http://localhost:8000, https://auth.modernfi.com, https://auth.uat.modernfi.com.

8 operations 5 paths 39 schemas 1 DELETE5 GET1 PATCH1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0.0
Base URL
https://api.modernfi.com
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

ModernFi Accounts API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (OAuth).

Paths & Operations 8

Across 5 paths, the API surfaces 8 operations — 1 DELETE, 5 GET, 1 PATCH, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Accounts 8
GET
/digital-banking/v1/accounts
List Accounts
list 2 params → 200400401403422500
POST
/digital-banking/v1/accounts
Create Account
create 2 params body → 201400401403422500
GET
/digital-banking/v1/accounts/{account_id}
Get Account
get 3 params → 200400401403422500
DELETE
/digital-banking/v1/accounts/{account_id}
Close Account
close 2 params → 200400401403422500
PATCH
/digital-banking/v1/accounts/{account_id}
Update Account
update 2 params body → 200400401403422500
GET
/digital-banking/v1/accounts/{account_id}/allocation
Get Account Allocation
getAllocation 4 params → 200400401403422500
GET
/digital-banking/v1/accounts/{account_id}/signer-primary-tin
Get Account Signer Primary Tin
getSignerPrimaryTin 2 params → 200400401403422500
GET
/digital-banking/v1/accounts/{account_id}/beneficiary-tin
Get Account Beneficiary Tin
getBeneficiaryTin 2 params → 200400401403422500

Schemas 39

The contract defines 39 schemas that model the data the API accepts and returns. The most detailed are AccountResponse (47 properties), CreateAccountRequest (32 properties), UpdateAccountRequest (20 properties), DepositorResponse (17 properties). Each schema is shown below with its type and property counts.

AccountStatus
string
CreateAccountRequest
object
32 properties 3 required
AddressData
object
6 properties 5 required
ErrorDetail
object
1 property 1 required
EmailData
object
2 properties 1 required
InterestRateTierRequestRate
DepositorType
string
CloseAccountResponse
object
3 properties 3 required
IdType
string
Type of the account id. Institution accounts ids are external ids and come from the institution.
ValidationErrorLocItems
AccountResponse
object
47 properties 15 required
AccountTINResponse
object
1 property 1 required
PhoneNumberData
object
2 properties 1 required
AccountType
string
InterestRateTierRequestFloatingSpread
InterestRateTierResponse
object
7 properties 2 required
InterestRateTierRequestFloatingRatePercentage
Multiplier applied to the index rate before adding floatingspread. Required when floatingspread is set. Effective rate = marketrate floatingratepercentage + fl…
AllocationData
object
2 properties 2 required
DigitalBankingV1AccountsAccountIdAllocationGetParametersAccountId
InterestRateTierRequest
object
6 properties 2 required
InterestRateTierRequestMinBalance
DigitalBankingV1AccountsAccountIdGetParametersAccountId
ValidationErrorDetail
object
1 property 1 required
UpdateAccountRequestManagedSweepTargetBalance
ShadowAccountRequest
object
2 properties 2 required
HTTPValidationError
object
1 property
InterestRateTierRequestMaxBalance
ShadowAccountResponse
object
4 properties 3 required
CreateDepositorRequest
object
15 properties 1 required
InstitutionData
object
2 properties 2 required
ValidationError
object
5 properties 3 required
UpdateAccountRequest
object
20 properties
ValidationErrorCtx
object
RateConfiguration
string
ReferenceRateType
string
AllocationResponse
object
3 properties 3 required
OwnershipCategory
string
DepositorResponse
object
17 properties 11 required
CreateAccountRequestManagedSweepTargetBalance
Target balance for managed sweep accounts. Must be a non-negative USD amount.

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

modernfi-accounts-api-openapi.yml Raw ↑

Other APIs ModernFi publishes across the network.

ModernFi auth API
ModernFi customBenchmarks API
ModernFi Depositors API
ModernFi files API
ModernFi pricingGroups API
ModernFi Transactions API
Where this information came from

This is an independent, third-party profile of ModernFi Accounts API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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