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Method Financial Opal API

Opal client-side session and token management

Method Financial Opal API is one of 42 APIs that Method Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Opal. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 3 operations across 1 path, and defines 12 schemas. It is described by OpenAPI 3.2.0, at version 2026-03-30.

Requests are made against 3 base URLs: https://production.methodfi.com, https://sandbox.methodfi.com, https://dev.methodfi.com.

3 operations 1 paths 12 schemas 1 DELETE1 GET1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
2026-03-30
Base URL
https://production.methodfi.com
Authentication
HTTP Bearer, HTTP Bearer
Resource Areas
1

Authentication & Security 2

Method Financial Opal API declares 2 security schemes for authenticating requests. It accepts HTTP bearer tokens (OpalToken). It accepts HTTP bearer tokens (SecretKey). By default, every request must be authenticated.

  • OpalToken — Opal token authentication for Opal session endpoints. Use an Opal token (otkn...) as the Bearer token. Created via POST /opal/token using a secret key.
  • SecretKey — Secret key authentication. Use your team's secret key (sk...) as the Bearer token. All authenticated API endpoints require this scheme unless otherwise noted.

Paths & Operations 3

Across 1 path, the API surfaces 3 operations — 1 DELETE, 1 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Opal 3

Opal client-side session and token management

GET
/opal/token
Retrieve an Opal session
retrieveOpalToken 1 param → 200400401429500
POST
/opal/token
Create an Opal token
createOpalToken 1 param body → 200400401422429500
DELETE
/opal/token
Deactivate an Opal token
deactivateOpalToken 1 param → 200400401429500

Schemas 12

The contract defines 12 schemas that model the data the API accepts and returns. The most detailed are OpalSession (11 properties), OpalTokenCreateRequest (10 properties), ErrorObject (4 properties), SuccessEnvelope (3 properties). Each schema is shown below with its type and property counts.

OpalToken
object
A short-lived token used to authenticate an Opal session from a client application.
3 properties 3 required
OpalCardConnectAccountFilters
object
Account filters for the cardconnect mode.
1 property
OpalNullResponse
ErrorEnvelope
object
3 properties 3 required
OpalTokenCreateRequest
object
Request to create an Opal token. Supports three creation patterns: (A) existing entity via entityid, (B) inline entity via entity, or (C) existing session via…
10 properties
OpalTokenResponse
OpalSession
object
An Opal session representing a client-side workflow for identity verification, account connection, or account verification.
11 properties 11 required
OpalSessionResponse
ErrorObject
object
4 properties 3 required
OpalSessionMode
string
The mode that determines which flows are configured for the session.
OpalConnectAccountFilters
object
Account filters for the connect mode.
2 properties
SuccessEnvelope
object
Standard envelope for successful responses that return a single payload.
3 properties 3 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

method-financial-opal-api-openapi.yml Raw ↑

Other APIs Method Financial publishes across the network.

Method Financial Account Attributes API
Method Financial Account Balances API
Method Financial Account Card Brands API
Method Financial Account Consent API
Method Financial Account Payment Instruments API
Method Financial Account Payoffs API
Method Financial Account Products API
Method Financial Account Sensitive API
Method Financial Account Subscriptions API
Method Financial Account Transactions API
Method Financial Account Updates API
Method Financial Account Verification Sessions API
Where this information came from

This is an independent, third-party profile of Method Financial Opal API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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