Method Financial Accounts API is one of 42 APIs that Method Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Account. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes
4 operations
across 2 paths,
and defines 43 schemas.
It is described by OpenAPI 3.2.0, at version 2026-03-30.
Requests are made against 3 base URLs: https://production.methodfi.com, https://sandbox.methodfi.com, https://dev.methodfi.com.
4 operations2 paths43 schemas2 GET1 POST1 PUT
Metadata
The identity and technical contract details declared by the specification.
Method Financial Accounts API declares
2 security schemes
for authenticating requests.
It accepts HTTP bearer tokens (OpalToken).
It accepts HTTP bearer tokens (SecretKey).
By default, every request must be authenticated.
OpalToken — Opal token authentication for Opal session endpoints. Use an Opal token (otkn...) as the Bearer token. Created via POST /opal/token using a secret key.
SecretKey — Secret key authentication. Use your team's secret key (sk...) as the Bearer token. All authenticated API endpoints require this scheme unless otherwise noted.
Paths & Operations 4
Across 2 paths, the API surfaces 4 operations — 2 GET, 1 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.
The contract defines 43 schemas that model the data the API accepts and returns. The most detailed are Account (26 properties), AccountUpdate (23 properties), AccountVerificationSession (17 properties), AccountCardBrand (12 properties). Each schema is shown below with its type and property counts.
Account
object
An Account represents a financial account (ACH, liability, clearing, or debit card) associated with an Entity. The type field indicates which nested details ob…
26 properties9 required
AccountCreateRequest
Request body for creating an account. type is recommended and used for discrimination in generated clients, but the API can also infer the account type from th…
AccountVerificationSessionResourceError
objectnull
Error details when an account verification session fails.
4 properties4 required
AccountExpandablePayoff
The latest payoff ID. This field is expandable. When expanded, returns the full AccountPayoff object.
AccountCardBrand
object
Card brand information for an account.
12 properties5 required
CreateAchAccountRequest
object
Create an ACH account.
4 properties2 required
BalanceResourceError
objectnull
Error details when a balance sync fails.
4 properties4 required
AccountDebitCard
objectnull
Debit card account details. Present when type is debitcard.
3 properties
AccountUpdate
object
An update record for an account.
23 properties6 required
ResourceError
objectnull
4 properties3 required
PayoffResourceError
objectnull
Error details when a payoff sync fails.
4 properties4 required
AccountClearing
objectnull
Clearing account details. Present when type is clearing.
3 properties
CreateClearingAccountRequest
object
Create a clearing account.
4 properties2 required
Metadata
objectnull
Arbitrary key-value metadata attached to the resource.
AccountPaymentInstrument
object
A payment instrument for an account.
11 properties6 required
AccountVerificationSession
object
A verification session for an account.
17 properties6 required
CreateLiabilityAccountRequest
object
Create a liability account.
4 properties2 required
AccountResponse
AccountExpandableBalance
The latest balance ID. This field is expandable. When expanded, returns the full AccountBalance object.
AccountExpandableAttribute
The latest attribute ID. This field is expandable. When expanded, returns the full AccountAttribute object.
MerchantProviderIds
object
5 properties
ListEnvelope
object
Standard envelope for successful responses that return a list payload.
3 properties3 required
CreateDebitCardAccountRequest
object
Create a debit card account.
4 properties2 required
AccountUpdateRequest
object
Request body for updating an account.
2 properties
ErrorEnvelope
object
3 properties3 required
Merchant
object
8 properties8 required
AccountExpandablePaymentInstrument
The latest payment instrument ID. This field is expandable. When expanded, returns the full AccountPaymentInstrument object.
AccountLiability
objectnull
Liability account details. Present when type is liability.
7 properties7 required
AccountExpandableUpdate
The latest update ID. This field is expandable. When expanded, returns the full AccountUpdate object.
ErrorObject
object
4 properties3 required
AccountACH
objectnull
ACH account details. Present when type is ach.
3 properties
AccountExpandableCardBrand
The latest card brand ID. This field is expandable. When expanded, returns the full AccountCardBrand object.
AccountSensitive
object
Sensitive data for an account.
8 properties6 required
AccountSensitiveResourceError
objectnull
Error details when retrieving account sensitive data fails.
4 properties4 required
AccountAttribute
object
An attribute record for an account containing financial data attributes.
7 properties6 required
AccountResourceError
objectnull
Error details when an account is disabled.
4 properties4 required
MerchantType
string
AccountPayoff
object
A payoff record for an account.
9 properties8 required
SuccessEnvelope
object
Standard envelope for successful responses that return a single payload.
3 properties3 required
UpdateResourceError
objectnull
Error details when an account update fails.
4 properties4 required
AccountBalance
object
A balance record for an account.
7 properties6 required
AccountListResponse
AccountExpandableSensitive
The latest sensitive ID. This field is expandable. When expanded, returns the full AccountSensitive object.
Specification
The full machine-readable OpenAPI contract behind this narrative.
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