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Mastercard Transactions API

The Transactions API from Mastercard — 6 operation(s) for transactions.

Mastercard Transactions API is one of 172 APIs that Mastercard publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Transaction. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, code examples, a changelog, a support channel, and a getting-started guide.

This API exposes 1 operation across 1 path, and defines 25 schemas. It is described by OpenAPI 3.2.0, at version 0.2.3.

Requests are made against 6 base URLs: https://idv.mastercard.com/identity, https://sandbox.idv.mastercard.com/identity, https://idv.mastercard.eu/identity, https://sandbox.idv.mastercard.eu/identity, https://idv.mastercard.asia/identity, https://sandbox.idv.mastercard.asia/identity.

1 operations 1 paths 25 schemas 1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
0.2.3
Base URL
https://api.example.com
Resource Areas
1

Paths & Operations 1

Across 1 path, the API surfaces 1 operation — 1 POST. Each is listed below with its method, path, parameters, and response codes.

Transactions 1

Transactions API

POST
/transactions
Mastercard Response Will Be Individual and Device Insights for Mvp
retrieveTransactionInsights body → 200400401

Schemas 25

The contract defines 25 schemas that model the data the API accepts and returns. The most detailed are TransactionInsightsData (51 properties), IndividualInsights (12 properties), DeviceInsights (11 properties), PrimaryEmail (8 properties). Each schema is shown below with its type and property counts.

TrustFactor
integer
The trust factor value associated with the device.
PhoneDetails
object
2 properties
Scores
object
2 properties
AccountDetails
object
4 properties
IndividualInsights
object
The details associated with the individual insights.
12 properties
Error
object
5 properties
TransactionInsightsData
object
51 properties 7 required
ShippingInsights
object
4 properties
InsightFactor
integer
The insight factor is represented numerically using a range from 0 (no risk data) to 5 (high risk). Each numerical value and its associated risk representation…
Errors
object
The error response model used by all of our API endpoints
1 property 1 required
Ip
object
4 properties
ErrorResponse
object
The error response model used by all of our API endpoints
1 property 1 required
DeviceInsights
object
The insights details associated with the device.
11 properties
IpRisk
object
1 property
PrimaryEmail
object
8 properties
IdentityRisk
object
2 properties
Address
object
6 properties
Phone
object
4 properties
BillingInsights
object
5 properties
TransactionInsights
object
3 properties 1 required
DeviceInfo
object
This field contains information related to the consumer device used to authorize with your product or service.
7 properties 3 required
EmailRiskScore
object
1 property
PaymentCard
object
2 properties
PaymentAmount
object
1 property
RiskFactor
integer
The risk factor is represented numerically using a range from 0 (no risk data) to 5 (high risk). Each numerical value and its associated risk representation is…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

mastercard-transactions-api-openapi.yml Raw ↑

Other APIs Mastercard publishes across the network.

Mastercard Universal Specification Submission API
Mastercard Account to Account Commerce for Creditor Service Providers
Mastercard Debtor Service Provider Resources API
Mastercard Automatic Billing Updater API
Mastercard Benefit Eligibility Service API
Mastercard Bill Pay API
Mastercard Bill Payment Validator
Mastercard BIN Lookup API
Mastercard Business Payment Controls
Mastercard Carbon Calculator API
Mastercard Carbon Calculator Experience API
Mastercard Checkout Solutions
Where this information came from

This is an independent, third-party profile of Mastercard Transactions API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

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