Marqeta Credit Substatuses API
// Conditional snippet for beta or internal contentinclude::../../maturity-admonition-banner.adoc[]Credit substatuses can be applied to credit accounts or credit account holders.Substatuses should be applied only after verification with Customer Support and after the cardholder request for the substatus designation has been accepted.Substatuses define specific circumstances, such as bankruptcy, hardship or fraud.They also affect account behavior or activity, including interest accrual, authorization requests, and account termination.Substatus downstream account actions are not always reversible for the cardholder, which means that substatuses should be applied with caution.Use the substatus endpoints to apply or remove a substatus for a credit account or user.Applying a substatus causes immediate downstream changes to the account.For additional information about substatuses, see > or > in the > guide.[NOTE]====The substatus `SCRA` stands for "Servicemembers Civilian Relief Act."The substatus `MLA` stands for "Military Lending Act."====For more information about receiving webhook notifications when account transition events occur, see > on the > page.[IMPORTANT]====If you are a Managed by Marqeta customer, a Marqeta customer service representative will apply the appropriate substatuses.====
Marqeta Credit Substatuses API is one of 81 APIs that Marqeta publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Credit Substatuses. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.
This API exposes 5 operations across 3 paths, and defines 8 schemas. It is described by OpenAPI 3.0.3, at version 3.0.39.
Requests are made against a single base URL, /v3.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 1
Marqeta Credit Substatuses API declares
1 security scheme
for authenticating requests.
It accepts HTTP basic authentication (mqAppAndAccessToken).
By default, every request must be authenticated.
Paths & Operations 5
Across 3 paths, the API surfaces 5 operations — 2 GET, 2 POST, 1 PUT. Each is listed below with its method, path, parameters, and response codes.
// Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Credit substatuses can be applied to credit accounts or credit account holders…
Schemas 8
The contract defines 8 schemas that model the data the API accepts and returns. The most detailed are SubstatusResponse (10 properties), SubstatusCreateReq (6 properties), SubstatusEventResponseDetails (6 properties), SubstatusUpdateReq (5 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
More from Marqeta 12
Other APIs Marqeta publishes across the network.
This is an independent, third-party profile of Marqeta Credit Substatuses API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.
info@apievangelist.com
·
Read the full data-sourcing policy →
On a security or compliance team? Put security in the subject line and
you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.