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Marqeta Credit Products API

// Conditional snippet for beta or internal contentinclude::../../maturity-admonition-banner.adoc[][IMPORTANT]This feature is deprecated and replaced by credit product policies, which is part of the bundles feature.For more on policies and bundles in a credit program, see >.The credit products feature on Marqeta's credit platform enables you to create and manage a credit product and customize its characteristics, such as the credit line range and required fees or APRs.Credit product characteristics determine the behaviors and attributes of associated credit accounts.For more on credit products, see >.To receive webhook notifications when product transition events occur, see > in Event Types.[IMPORTANT]====To create and manage credit products, you must use the link:https://app.marqeta.com/[Marqeta Dashboard, window="_blank"].For more, see >.  +The following endpoints are displayed for reference purposes only.====

Marqeta Credit Products API is one of 81 APIs that Marqeta publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Credit Products. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 4 operations across 3 paths, and defines 18 schemas. It is described by OpenAPI 3.0.3, at version 3.0.39.

Requests are made against a single base URL, /v3.

4 operations 3 paths 18 schemas 3 GET1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.3
API Version
3.0.39
Base URL
https://sandbox-api.marqeta.com/v3
Authentication
HTTP Basic
Contact
Terms of Service
Resource Areas
1

Authentication & Security 1

Marqeta Credit Products API declares 1 security scheme for authenticating requests. It accepts HTTP basic authentication (mqAppAndAccessToken). By default, every request must be authenticated.

Paths & Operations 4

Across 3 paths, the API surfaces 4 operations — 3 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Credit Products 4

// Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] [IMPORTANT] This feature is deprecated and replaced by credit product policies…

GET
/products
List credit products
listProducts 4 params → 200default
POST
/products
Create credit product
createProduct body → 201default
GET
/products/{token}
Retrieve credit product
retrieveProduct 1 param → 200default
GET
/products/{token}/lineage
Retrieve credit product lineage
lineageProducts 5 params → 200default

Schemas 18

The contract defines 18 schemas that model the data the API accepts and returns. The most detailed are ProductResponse (20 properties), ProductCreateReq (17 properties), ProductConfig (7 properties), InterestCalculation (7 properties). Each schema is shown below with its type and property counts.

ResourceStatus
string
Status of the credit product. DRAFT - The credit product is in the process of being created. PENDINGAPPROVAL - The credit product has been created and is await…
ProductMinPaymentCalculation
object
Contains information used to calculate the minimum payment amount.
3 properties 4 required
ProductConfig
object
Contains information on configurations for billing cycle day, payment due day, and fees.
7 properties 1 required
ProductClassification
string
Specifies for whom the credit product is intended. CONSUMER - The credit product is intended for individual consumers. SMALLANDMEDIUMBUSINESS - The credit prod…
InterestCalculation
object
Contains the configurations for interest calculation.
7 properties 6 required
BalanceType
string
Type of balance. PURCHASE - The balance on purchases.
ProductResponse
object
Specifies shared details for a credit program. Once set to ACTIVE, cannot be edited or deleted.
20 properties
ProductSubType
string
Subtype of the credit product type. CREDITCARD - Card that enables the cardholder to make purchases on credit. SECUREDCARD - Card backed by a user-funded depos…
CurrencyCode
string
Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="blank"].
ProductsPage
object
Returns paginated products.
5 properties 5 required
ProductMinPaymentPercentage
object
Contains information used to calculate the minimum payment percentage.
3 properties 3 required
ProductCreateReq
object
Specifies shared details for a credit program. Once set to ACTIVE, cannot be edited or deleted.
17 properties 13 required
InterestOnGraceReactivationEnum
string
Determines whether to charge or waive interest for the billing period when the balance is paid off.
ProductFeeType
string
Type of fee.
PaymentAllocationOrderEnum
string
Ordered list of balance types to which payments are allocated, from first to last.
Error
object
2 properties
ProductType
string
Type of credit product. REVOLVING - Allows users to continuously borrow and pay debts up to the credit limit.
ProductCreditLine
object
Contains information on the credit line range.
2 properties 2 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

marqeta-credit-products-api-openapi.yml Raw ↑

Other APIs Marqeta publishes across the network.

Marqeta Webhooks
Marqeta Risk Controller / Real-Time Decisioning
Marqeta accepted countries API
Marqeta Account API
Marqeta Account Bundle Transitions API
Marqeta Account Cards API
Marqeta Account Documents API
Marqeta account holder groups API
Marqeta Account Refunds API
Marqeta Account Rewards API
Marqeta Account Signup Bonus API
Marqeta Account Transitions API
Where this information came from

This is an independent, third-party profile of Marqeta Credit Products API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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