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Marqeta Credit Accounts API

// Conditional snippet for beta or internal contentinclude::../../maturity-admonition-banner.adoc[]Use the credit accounts endpoints to create and manage accounts on Marqeta's credit platform.A credit account centers around a single line of credit that can be accessed by one or more >.An account's attributes, such as the credit limit, APR, and fees, are inherited from the > on its associated bundle.For more on accounts, see >.

Marqeta Credit Accounts API is one of 81 APIs that Marqeta publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Credit Accounts. The published artifact set on APIs.io includes an OpenAPI specification and API documentation.

This API exposes 3 operations across 2 paths, and defines 31 schemas. It is described by OpenAPI 3.0.3, at version 3.0.39.

Requests are made against a single base URL, /v3.

3 operations 2 paths 31 schemas 2 GET1 PUT

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.3
API Version
3.0.39
Base URL
https://sandbox-api.marqeta.com/v3
Authentication
HTTP Basic
Contact
Terms of Service
Resource Areas
1

Authentication & Security 1

Marqeta Credit Accounts API declares 1 security scheme for authenticating requests. It accepts HTTP basic authentication (mqAppAndAccessToken). By default, every request must be authenticated.

Paths & Operations 3

Across 2 paths, the API surfaces 3 operations — 2 GET, 1 PUT. Each is listed below with its method, path, parameters, and response codes.

Credit Accounts 3

// Conditional snippet for beta or internal content include::../../maturity-admonition-banner.adoc[] Use the credit accounts endpoints to create and manage accounts on Marqeta's c…

GET
/accounts
List accounts
listAccounts 7 params → 200default
GET
/accounts/{account_token}
Retrieve account
retrieveAccount 3 params → 200default
PUT
/accounts/{account_token}
Update account
updateAccount 1 param body → 200default

Schemas 31

The contract defines 31 schemas that model the data the API accepts and returns. The most detailed are AccountResponse (28 properties), AccountConfigResponse (9 properties), AccountUpdateReq (6 properties), AprScheduleEntryUpdateReq (5 properties). Each schema is shown below with its type and property counts.

AccountAprType
string
Type of APR. GOTO - Default APR rate that is applicable when any promotional periods expire. PROMOTIONAL - A temporary rate that is applicable for a specified…
Method
string
Method, either a flat amount or a percentage. NOTE: Only FLAT is currently supported.
AccountReward
object
TODO Add description here
3 properties 2 required
AprScheduleEntryResponse
object
5 properties 1 required
AccountFee
object
Contains fee configurations on a credit account.
3 properties 2 required
AccountUpdateReq
object
6 properties
AprScheduleUpdateReq
object
2 properties 2 required
Error
object
2 properties
AccountResponse
object
Contains information on a credit account.
28 properties 7 required
AccountConfigMinPayment
object
Contains configurations for a minimum payment override on a credit account, which overrides the minimum payment configurations on the associated credit product.
5 properties
CycleType
string
Type of cycle. BEGINNINGREVOLVING - Account is beginning to revolve and just started carrying a balance from the previous month. REVOLVING - Account is revolvi…
AccountUsageUpdateReq
object
Contains information on how a credit account is used and what types of balances are permitted on the account.
2 properties 3 required
ConfigFeeScheduleEntry
object
Contains information on a fee schedule.
3 properties 2 required
AccountProductFeeType
string
Type of fee.
AccountConfigUpdateReq
object
Contains information relevant for updating configurations for electronic disclosures, fees, payment holds, and minimum payment.
5 properties
AccountsPage
object
Return paginated accounts.
5 properties 5 required
AccountType
string
Type of credit account.
MaxAPRSchedulesResponse
object
4 properties 3 required
FeeType
string
Type of fee. NOTE: Only RETURNEDPAYMENTFEE, LATEPAYMENTFEE, ANNUALFEE, and MONTHLYFEE are currently supported. Do not pass other fees types.
BalanceType
string
Type of balance. PURCHASE - The balance on purchases.
ConfigFeeScheduleResponse
object
Contains information returned when configuring fees.
5 properties
CurrencyCode
string
Valid three-digit link:https://www.iso.org/iso-4217-currency-codes.html[ISO 4217 currency code, window="blank"].
RewardType
string
Type of reward.
AprScheduleEntryUpdateReq
object
5 properties 1 required
AccountStatusEnum
string
Status of the credit account. NOTE CHARGEOFF is not an allowable value for originalstatus.
AccountConfigPaymentHolds
object
Contains configurations for a payment hold.
2 properties
FeeMethod
string
Method used to calculate the fee value.
AccountUsageResponse
object
Contains information on how a credit account is used and what types of balances are permitted on the account.
3 properties 2 required
ConfigFeeScheduleReq
object
Contains information relevant to configuring fees.
2 properties 2 required
AccountConfigResponse
object
Contains information returned when configuring an account's billing cycle day, payment due day, fees, and more.
9 properties 4 required
AprScheduleResponse
object
5 properties 2 required

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

marqeta-credit-accounts-api-openapi.yml Raw ↑

Other APIs Marqeta publishes across the network.

Marqeta Webhooks
Marqeta Risk Controller / Real-Time Decisioning
Marqeta accepted countries API
Marqeta Account API
Marqeta Account Bundle Transitions API
Marqeta Account Cards API
Marqeta Account Documents API
Marqeta account holder groups API
Marqeta Account Refunds API
Marqeta Account Rewards API
Marqeta Account Signup Bonus API
Marqeta Account Transitions API
Where this information came from

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