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Lithic External Bank Account API

External bank accounts used for ACH payments, with prenote and micro-deposit verification.

Lithic External Bank Account API is one of 31 APIs that Lithic publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include External Bank Account. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 10 operations across 8 paths, and defines 1 schema. It is described by OpenAPI 3.2.0, at version 1.0.0.

Requests are made against 2 base URLs: https://api.lithic.com, https://sandbox.lithic.com.

10 operations 8 paths 1 schemas 2 GET1 PATCH7 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.2.0
API Version
1.0.0
Base URL
https://api.lithic.com/v1
Authentication
API Key
Contact
License
Resource Areas
1

Authentication & Security 1

Lithic External Bank Account API declares 1 security scheme for authenticating requests. An API key is passed in the header as Authorization (ApiKeyAuth). By default, every request must be authenticated.

  • ApiKeyAuth — Raw API secret key value (not prefixed with "Bearer").

Paths & Operations 10

Across 8 paths, the API surfaces 10 operations — 2 GET, 1 PATCH, 7 POST. Each is listed below with its method, path, parameters, and response codes.

External Bank Account 10

External bank accounts used for ACH payments, with prenote and micro-deposit verification.

GET
/v1/external_bank_accounts
List external bank accounts
searchExternalBankAccounts → 200401422
POST
/v1/external_bank_accounts
Create external bank account
createExternalBankAccount body → 200401422
GET
/v1/external_bank_accounts/{external_bank_account_token}
Get external bank account by token
getExternalBankAccountByToken 1 param → 200401422
PATCH
/v1/external_bank_accounts/{external_bank_account_token}
Update external bank account
patchExternalBankAccountByToken 1 param body → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/micro_deposits
Verify external bank account via micro deposit amounts
verifyExternalBankAccountByMicroDeposits 1 param body → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/pause
Pause external bank account
pauseExternalBankAccount 1 param → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/retry_micro_deposits
Retry external bank account via micro deposit
retryMicroDeposit 1 param body → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/retry_prenote
Retry external bank account via prenote
retryPrenote 1 param body → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/set_verification_method
Set verification method
setVerificationMethod 1 param body → 200401422
POST
/v1/external_bank_accounts/{external_bank_account_token}/unpause
Unpause external bank account
unpauseExternalBankAccount 1 param → 200401422

Schemas 1

The contract defines 1 schema that model the data the API accepts and returns. The most detailed is ExternalBankAccount (2 properties). Each schema is shown below with its type and property counts.

ExternalBankAccount
object
External bank accounts used for ACH payments, with prenote and micro-deposit verification.
2 properties

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

lithic-com-external-bank-account-api-openapi.yml Raw ↑

Other APIs Lithic publishes across the network.

Lithic 3DS API
Lithic Account API
Lithic Account Holder API
Lithic Auth Rules API
Lithic Auth Stream Access (ASA) API
Lithic Balance API
Lithic Book Transfer API
Lithic Card API
Lithic Card Authorizations API
Lithic Card Bulk Orders API
Lithic Chargeback API
Lithic Credit Product API
Where this information came from

This is an independent, third-party profile of Lithic External Bank Account API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

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