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Lightspark External Accounts API

External account management endpoints for creating and managing external bank accounts

Lightspark External Accounts API is one of 22 APIs that Lightspark publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include External Accounts. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.

This API exposes 8 operations across 4 paths, and defines 222 schemas. It is described by OpenAPI 3.1.0, at version 2025-10-13.

Requests are made against a single base URL, https://api.lightspark.com/grid/2025-10-13.

8 operations 4 paths 222 schemas 2 DELETE4 GET2 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.1.0
API Version
2025-10-13
Base URL
https://api.lightspark.com/grid/2025-10-13
Authentication
HTTP Basic, HTTP Bearer, API Key
Resource Areas
1

Authentication & Security 3

Lightspark External Accounts API declares 3 security schemes for authenticating requests. It accepts HTTP basic authentication (BasicAuth). It accepts HTTP bearer tokens (AgentAuth). An API key is passed in the header as X-Grid-Signature (WebhookSignature). By default, every request must be authenticated.

  • BasicAuth — API token authentication using format :
  • AgentAuth — Bearer token authentication for agent-scoped endpoints. The token is the accessToken returned when redeeming a device code via POST /agents/device-codes/{code}…
  • WebhookSignature — Secp256r1 (P-256) asymmetric signature of the webhook payload, which can be used to verify that the webhook was sent by Grid. To verify the signature: 1. Get t…

Paths & Operations 8

Across 4 paths, the API surfaces 8 operations — 2 DELETE, 4 GET, 2 POST. Each is listed below with its method, path, parameters, and response codes.

External Accounts 8

External account management endpoints for creating and managing external bank accounts

GET
/customers/external-accounts
List Customer external accounts
listCustomerExternalAccounts 4 params → 200400401500
POST
/customers/external-accounts
Add a new external account
createCustomerExternalAccount body → 201400401409500
GET
/customers/external-accounts/{externalAccountId}
Get customer external account by ID
getCustomerExternalAccountById 1 param → 200401404500
DELETE
/customers/external-accounts/{externalAccountId}
Delete customer external account by ID
deleteCustomerExternalAccountById 1 param → 204401404500
GET
/platform/external-accounts
List platform external accounts
listPlatformExternalAccounts 3 params → 200400401500
POST
/platform/external-accounts
Add a new platform external account
createPlatformExternalAccount body → 201400401409500
GET
/platform/external-accounts/{externalAccountId}
Get platform external account by ID
getPlatformExternalAccountById 1 param → 200401404500
DELETE
/platform/external-accounts/{externalAccountId}
Delete platform external account by ID
deletePlatformExternalAccountById 1 param → 204401404500

Schemas 222

The contract defines 222 schemas that model the data the API accepts and returns. The most detailed are CopBeneficiary (10 properties), CadBeneficiary (9 properties), MwkBeneficiary (8 properties), XafBeneficiary (8 properties). Each schema is shown below with its type and property counts.

EurAccountInfoBase
object
3 properties 2 required
BdtBeneficiary
object
8 properties 2 required
RwfExternalAccountInfo
TzsAccountInfo
ThbExternalAccountInfo
VndExternalAccountCreateInfo
GtqExternalAccountInfo
BaseExternalAccountInfo
object
1 property 1 required
Error404
object
4 properties 3 required
InrAccountInfo
CadAccountInfoBase
object
4 properties 4 required
EgpAccountInfo
MwkBeneficiary
object
8 properties 2 required
BaseWalletInfo
object
2 properties 2 required
BrlAccountInfo
GtqAccountInfoBase
object
4 properties 4 required
RwfExternalAccountCreateInfo
MxnExternalAccountCreateInfo
GbpAccountInfoBase
object
3 properties 3 required
HkdExternalAccountInfo
GhsExternalAccountCreateInfo
ThbAccountInfo
XofExternalAccountCreateInfo
ExternalAccountCreateInfoOneOf
MwkAccountInfo
TzsBeneficiary
object
8 properties 2 required
XafAccountInfo
DkkAccountInfo
HtgExternalAccountCreateInfo
Error409
object
4 properties 3 required
InrExternalAccountCreateInfo
XafExternalAccountCreateInfo
HtgAccountInfo
SlvBeneficiary
object
8 properties 2 required
MyrAccountInfoBase
object
4 properties 4 required
MxnExternalAccountInfo
CadBeneficiary
object
9 properties 2 required
BwpBeneficiary
object
8 properties 2 required
KesExternalAccountInfo
Error400
object
4 properties 3 required
HtgAccountInfoBase
object
2 properties 2 required
IdrAccountInfoBase
object
5 properties 5 required
Error500
object
4 properties 3 required
ZarBeneficiary
object
8 properties 2 required
RwfAccountInfo
BrlBeneficiary
object
8 properties 2 required
PlatformExternalAccountCreateRequest
object
3 properties 2 required
EurAccountInfo
BaseWalletExternalAccountInfo
HkdAccountInfoBase
object
4 properties 4 required
BrlExternalAccountInfo
SwiftAccountInfoBase
object
6 properties 4 required
ZmwAccountInfo
UgxExternalAccountCreateInfo
EgpBeneficiary
object
8 properties 2 required
ZarAccountInfo
TzsExternalAccountCreateInfo
SlvExternalAccountCreateInfo
PhpExternalAccountCreateInfo
BrlExternalAccountCreateInfo
GhsExternalAccountInfo
KesAccountInfoBase
object
3 properties 3 required
PkrExternalAccountCreateInfo
SlvExternalAccountInfo
VndBeneficiary
object
8 properties 2 required
UgxAccountInfoBase
object
3 properties 3 required
PkrBeneficiary
object
8 properties 2 required
MxnAccountInfoBase
object
2 properties 2 required
InrAccountInfoBase
object
Required fields depend on the selected paymentRails: - NEFT: accountNumber, ifsc, rail - RTGS: accountNumber, ifsc, rail - UPI: vpa
6 properties 1 required
PolygonWalletInfo
object
2 properties 2 required
PkrExternalAccountInfo
IdrAccountInfo
CopAccountInfo
ExternalAccountCreateRequest
MwkAccountInfoBase
object
3 properties 3 required
Error401
object
4 properties 3 required
ZarExternalAccountCreateInfo
UgxExternalAccountInfo
BrlAccountInfoBase
object
4 properties 4 required
MyrBeneficiary
object
8 properties 2 required
ZarExternalAccountInfo
SolanaWalletInfo
object
2 properties 2 required
CopBeneficiary
object
10 properties 2 required
ExternalAccountListResponse
object
4 properties 2 required
RwfAccountInfoBase
object
3 properties 3 required
SgdBeneficiary
object
8 properties 2 required
EgpExternalAccountInfo
SlvAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: bankAccountType, accountNumber - MOBILEMONEY: phoneNumber
5 properties 1 required
MyrExternalAccountInfo
DkkBeneficiary
object
8 properties 2 required
CadExternalAccountInfo
JmdAccountInfo
SwiftBeneficiary
object
8 properties 2 required
UsdExternalAccountCreateInfo
CopExternalAccountCreateInfo
NgnExternalAccountCreateInfo
AedExternalAccountCreateInfo
PhpAccountInfoBase
object
3 properties 3 required
GhsAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: accountNumber, bankName - MOBILEMONEY: bankName, phoneNumber
4 properties 2 required
PhpBeneficiary
object
8 properties 2 required
HtgExternalAccountInfo
AedAccountInfoBase
object
3 properties 2 required
GtqExternalAccountCreateInfo
BdtExternalAccountInfo
EurExternalAccountInfo
MwkExternalAccountCreateInfo
CopExternalAccountInfo
MxnAccountInfo
SwiftExternalAccountCreateInfo
DkkExternalAccountInfo
GhsAccountInfo
CopAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: accountNumber, bankAccountType, bankName - MOBILEMONEY: bankName, phoneNumber
5 properties 2 required
TzsExternalAccountInfo
BdtAccountInfo
PhpExternalAccountInfo
EthereumWalletInfo
object
2 properties 2 required
BeneficiaryVerificationStatus
string
The result of verifying the beneficiary name against the account holder name. | Status | Description | |--------|-------------| | MATCHED | The beneficiary nam…
TronWalletInfo
object
2 properties 2 required
JmdExternalAccountInfo
BeneficiaryVerifiedData
object
1 property
GhsBeneficiary
object
8 properties 2 required
Address
object
6 properties 3 required
SolanaWalletExternalAccountInfo
EthereumWalletExternalAccountInfo
AedExternalAccountInfo
CnyAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: accountNumber, bankName - MOBILEMONEY: bankName, phoneNumber
4 properties 2 required
NgnBeneficiary
object
8 properties 2 required
CnyExternalAccountCreateInfo
KesAccountInfo
GbpAccountInfo
JmdAccountInfoBase
object
5 properties 5 required
CnyAccountInfo
UgxAccountInfo
BwpAccountInfo
SwiftAccountInfo
HkdBeneficiary
object
8 properties 2 required
GtqBeneficiary
object
8 properties 4 required
NgnAccountInfoBase
object
3 properties 3 required
JmdBeneficiary
object
8 properties 4 required
HkdExternalAccountCreateInfo
RwfBeneficiary
object
8 properties 2 required
ZmwExternalAccountInfo
GbpExternalAccountInfo
UsdExternalAccountInfo
ZmwBeneficiary
object
8 properties 2 required
CadExternalAccountCreateInfo
InrBeneficiary
object
8 properties 2 required
IdrBeneficiary
object
8 properties 2 required
UgxBeneficiary
object
8 properties 2 required
SlvAccountInfo
LightningExternalAccountInfo
ExternalAccountInfoOneOf
ExternalAccountStatus
string
Status of an external account
AedAccountInfo
TzsAccountInfoBase
object
3 properties 3 required
BdtExternalAccountCreateInfo
VndExternalAccountInfo
ThbAccountInfoBase
object
4 properties 4 required
EurBeneficiary
object
8 properties 3 required
PhpAccountInfo
NgnAccountInfo
UsdBeneficiary
object
8 properties 2 required
XafAccountInfoBase
object
4 properties 4 required
XafExternalAccountInfo
JmdExternalAccountCreateInfo
BdtAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: accountNumber, bankName - MOBILEMONEY: bankName, phoneNumber
6 properties 2 required
ExternalAccountType
string
Type of external account or wallet
LightningInfo
object
Lightning payment destination. Exactly one of invoice, bolt12, or lightningAddress must be provided.
4 properties 1 required
MyrAccountInfo
EgpExternalAccountCreateInfo
XofAccountInfoBase
object
4 properties 4 required
UsdAccountInfoBase
object
3 properties 3 required
XofBeneficiary
object
8 properties 2 required
ZmwExternalAccountCreateInfo
VndAccountInfo
PkrAccountInfo
PkrAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: accountNumber, bankName - MOBILEMONEY: bankName, phoneNumber
5 properties 2 required
SgdExternalAccountInfo
DkkExternalAccountCreateInfo
HtgBeneficiary
object
8 properties 2 required
EgpAccountInfoBase
object
Required fields depend on the selected paymentRails: - BANKTRANSFER: bankName, iban - MOBILEMONEY: bankName, phoneNumber
4 properties 2 required
SparkWalletInfo
object
2 properties 2 required
DkkAccountInfoBase
object
3 properties 2 required
KesExternalAccountCreateInfo
ZmwAccountInfoBase
object
3 properties 3 required
IdrExternalAccountCreateInfo
ExternalAccount
VndAccountInfoBase
object
4 properties 4 required
SwiftExternalAccountInfo
BwpExternalAccountCreateInfo
MxnBeneficiary
object
8 properties 2 required
SparkWalletExternalAccountInfo
AedBeneficiary
object
8 properties 3 required
HkdAccountInfo
ThbExternalAccountCreateInfo
CnyExternalAccountInfo
BwpAccountInfoBase
object
3 properties 3 required
KesBeneficiary
object
8 properties 2 required
BusinessBeneficiary
object
8 properties 2 required
MwkExternalAccountInfo
InrExternalAccountInfo
SgdAccountInfo
MyrExternalAccountCreateInfo
ZarAccountInfoBase
object
3 properties 3 required
GbpBeneficiary
object
8 properties 2 required
SgdExternalAccountCreateInfo
TronWalletExternalAccountInfo
NgnExternalAccountInfo
PolygonWalletExternalAccountInfo
CadAccountInfo
SgdAccountInfoBase
object
4 properties 3 required
UsdAccountInfo
GbpExternalAccountCreateInfo
XofAccountInfo
CnyBeneficiary
object
8 properties 2 required
EurExternalAccountCreateInfo
XafBeneficiary
object
8 properties 2 required
XofExternalAccountInfo
ThbBeneficiary
object
8 properties 2 required
GtqAccountInfo
IdrExternalAccountInfo
BwpExternalAccountInfo

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

lightspark-external-accounts-api-openapi.yml Raw ↑

Other APIs Lightspark publishes across the network.

Lightspark Agent Management API
Lightspark Agent Operations API
Lightspark API Tokens API
Lightspark Available UMA Providers API
Lightspark Cards API
Lightspark Contact Verification API
Lightspark Cross-Currency Transfers API
Lightspark Customers API
Lightspark Discoveries API
Lightspark Documents API
Lightspark Embedded Wallet Auth API
Lightspark Exchange Rates API
Where this information came from

This is an independent, third-party profile of Lightspark External Accounts API, published by API Evangelist. We do not operate, host, resell, or support these APIs, and we are not affiliated with or endorsed by the company unless stated above. Everything here is built from publicly available information — the company's own site, developer portal, documentation, public repositories, and the specifications it publishes for public use. Nothing is obtained by breaching a system, defeating an access control, or using credentials.

The Kin Score and Agent Readiness rating are independently calculated assessments of a company's public API artifacts, scored against a published rubric. They are not certifications, endorsements, security assessments, or audits.

Corrections, re-scores, and removal are free — no partnership or purchase required, and you do not need to justify the request. A removed company is recorded as unrated, never scored zero for having asked. Acknowledgement within one business day; removal within two.

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