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Lead Bank Simulation API

The Simulation API from Lead Bank — 11 operation(s) for simulation.

Lead Bank Simulation API is one of 22 APIs that Lead Bank publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Simulation. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 11 operations across 11 paths, and defines 25 schemas. It is described by OpenAPI 3.0.1, at version v1.0.

Requests are made against 2 base URLs: https://api.sandbox.lead.bank, https://api.lead.bank.

11 operations 11 paths 25 schemas 11 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.1
API Version
v1.0
Base URL
gated-partner-access
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Lead Bank Simulation API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (bearerAuth). By default, every request must be authenticated.

Paths & Operations 11

Across 11 paths, the API surfaces 11 operations — 11 POST. Each is listed below with its method, path, parameters, and response codes.

Simulation 11
POST
/v1/simulate/ach/incoming_ach
Simulate Incoming ACH
simulate-incoming-ach body → 200400422
POST
/v1/simulate/ach/{ach_id}/incoming_return
Simulate Incoming Return
simulate-incoming-return 1 param body → 200400422
POST
/v1/simulate/ach/{ach_id}/advance
Advance Sandbox ACH
simulate-advance-ach 1 param → 200400422
POST
/v1/simulate/wires/{wire_id}/advance
Advance Sandbox Wire
simulate-advance-wire 1 param → 200400404422
POST
/v1/simulate/wires/incoming
Simulate Incoming Wire
simulate-incoming-wire 1 param body → 200400422
POST
/v1/simulate/wires/{wire_id}/incoming_return
Simulate Incoming Wire Return
simulate-incoming-wire-return 1 param body → 200400404422
POST
/v1/simulate/instant_payments/incoming
Simulate Incoming Instant Payment
simulate-incoming-instant-payment 1 param body → 200400422
POST
/v1/simulate/instant_payments/{instant_payment_id}/incoming_return
Simulate Incoming Instant Payment Return
simulate-incoming-instant-payment-return 2 params body → 200400404422
POST
/v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request
Simulate Incoming Instant Payment Return Request
simulate-incoming-instant-payment-return-request 2 params body → 200400404422
POST
/v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request_rejection
Simulate Incoming Instant Payment Return Request Rejection
simulate-incoming-instant-payment-return-request-rejection 1 param body → 200400404422
POST
/v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request_acceptance
Simulate Incoming Instant Payment Return Request Acceptance
simulate-incoming-instant-payment-return-request-acceptance 1 param → 200400404422

Schemas 25

The contract defines 25 schemas that model the data the API accepts and returns. The most detailed are WirePostalAddress (17 properties), APIError (6 properties), SimulateIncomingWireRequest (6 properties), SimulateWireDebtorRequest (3 properties). Each schema is shown below with its type and property counts.

AccountNumberID
string
The ID of the Lead Bank Account Number object.
SenderCompanyID
string
The company id of the sender. Maximum number of characters is 10.
SimulateIncomingWireRequest
object
Request body to simulate an incoming wire.
6 properties 4 required
Amount
integer
The amount of the transaction in cents.
WireAmount
integer
The amount of the wire transaction in cents.
APIError
object
6 properties
SenderName
string
The name of the sender. Maximum number of characters is 16.
TransactionType
string
ACH transaction type.
InstantPaymentParty
object
Details of a party in an instant payment.
2 properties 2 required
DebtorAgent
object
Details of the debtor agent financial institution.
1 property
IncomingInstantPaymentReturnRequestRejectionReason
string
The reason for a rejected return request. accountclosed - Account closed nonsufficientfunds - Insufficient funds customerrequested - Customer decision legaldec…
OutgoingInstantPaymentReturnReason
string
The reason for initiating an return. honorreturnrequest - Honoring a return request wrongamount - Wrong amount duplication - Duplicate payment initiatingpartyu…
InstantPaymentAmount
integer
The amount of the instant payment in cents.
CurrencyCode
string
A three-letter currency code as defined in ISO 4217.
SimulateWireDebtorRequest
object
The person or entity sending the wire.
3 properties 3 required
WireReturnCode
string
List of eligible return reason codes for wire transfers. AC06 - accountblocked AM09 - wrongamount BE01 - creditornamemismatch FOCR - honorreturnrequest FR01 -…
SenderRoutingNumber
integer
The 9 digit routing number of the sender.
ReturnCode
string
NACHA Return codes.
StatementDescriptor
string
The description you would like to appear on your customers’ statement. Maximum number of characters is 10.
InvalidParameterDetail
object
2 properties
WirePostalAddress
object
17 properties
OutgoingSecCode
string
The Standard Entry Class, SEC, to code the outgoing ACH. Lead currently supports: CCD: Corporate payment PPD: Written authorization to initiate payment TEL: Te…
SimulateResponse
object
InstantPaymentAgent
object
Details of a financial institution in an instant payment.
1 property 1 required
OutgoingInstantPaymentReturnRequestReason
string
The reason for initiating a return request. creditoraccountnumberinvalid - Invalid creditor account number wrongamount - Wrong amount customerrequested - Reque…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

lead-bank-simulation-api-openapi.yml Raw ↑

Other APIs Lead Bank publishes across the network.

Lead Bank Lend API
Lead Bank Move API
Lead Bank Issue API
Lead Bank Store API
Lead Bank File Integrations (SFTP)
Lead Bank Webhooks
Lead Bank Account Number API
Lead Bank ACH API
Lead Bank Blockchain Payment API
Lead Bank Compliance API
Lead Bank Entity API
Lead Bank Events API
Where this information came from

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