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Lead Bank

Lead Bank Instant Payments API

The Instant Payments API from Lead Bank — 7 operation(s) for instant payments.

Documentation Provider Profile APIs.io OpenAPI GitHub

Lead Bank Instant Payments API is one of 22 APIs that Lead Bank publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Instant Payments. The published artifact set on APIs.io includes an OpenAPI specification.

This API exposes 8 operations across 7 paths, and defines 27 schemas. It is described by OpenAPI 3.0.1, at version v1.0.

Requests are made against 2 base URLs: https://api.sandbox.lead.bank, https://api.lead.bank.

8 operations 7 paths 27 schemas 2 GET6 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.1
API Version
v1.0
Base URL
gated-partner-access
Authentication
HTTP Bearer
Resource Areas
1

Authentication & Security 1

Lead Bank Instant Payments API declares 1 security scheme for authenticating requests. It accepts HTTP bearer tokens (JWT) (bearerAuth). By default, every request must be authenticated.

Paths & Operations 8

Across 7 paths, the API surfaces 8 operations — 2 GET, 6 POST. Each is listed below with its method, path, parameters, and response codes.

Instant Payments 8
POST
/v1/instant_payments
Create an instant payment
create-an-instant-payment 1 param body → 200400403422500
GET
/v1/instant_payments
List all instant payments
list-all-instant-payments 10 params → 200403422500
GET
/v1/instant_payments/{instant_payment_id}
Retrieve an instant payment
retrieve-an-instant-payment 1 param → 200403404500
POST
/v1/instant_payments/{instant_payment_id}/return
Return an instant payment
return-an-instant-payment 2 params body → 200400403404422500
POST
/v1/instant_payments/{instant_payment_id}/cancel
Cancel an instant payment
cancel-an-instant-payment 1 param → 200400404422500
POST
/v1/instant_payments/{instant_payment_id}/request_return
Request return for an instant payment
request-return-for-instant-payment 2 params body → 200400403404409422500
POST
/v1/instant_payments/{instant_payment_id}/reject_return_request
Reject return request for an instant payment
reject-return-request-for-instant-payment 1 param body → 200400403404422500
POST
/v1/instant_payments/check_availability
Check instant payment availability
check-instant-payment-availability body → 200400422500

Schemas 27

The contract defines 27 schemas that model the data the API accepts and returns. The most detailed are InstantPayment (20 properties), InstantPaymentReturnRequest (6 properties), APIError (6 properties), InstantPaymentReturnRequestResolution (4 properties). Each schema is shown below with its type and property counts.

AccountNumberID
string
The ID of the Lead Bank Account Number object.
IncomingInstantPaymentReturnRequestReason
string
The reason for the return request. creditoraccountnumberinvalid - Invalid creditor account number wrongamount - Wrong amount customerrequested - Requested by c…
InstantPaymentReturnRequestResolution
object
The resolution details of the return request.
4 properties 2 required
OutgoingInstantPaymentReturnRequestRejectionReason
string
The reason for rejecting an incoming return request. accountclosed - Account closed nonsufficientfunds - Insufficient funds customerrequested - Customer decisi…
InstantPaymentReturnRequestStatus
string
The current status of the return request object. For incoming return requests: responseneeded, accepted, rejected. For outgoing return requests: pending, accep…
APIError
object
6 properties
InstantPaymentRejectionReason
string
The reason for the rejection. accountclosed - Closed creditor account creditoraccountnumberinvalid - Invalid creditor account number accountblocked - Blocked a…
InstantPayment
object
20 properties 16 required
InstantPaymentParty
object
Details of a party in an instant payment.
2 properties 2 required
IncomingInstantPaymentReturnRequestRejectionReason
string
The reason for a rejected return request. accountclosed - Account closed nonsufficientfunds - Insufficient funds customerrequested - Customer decision legaldec…
InstantPaymentRelatedObjects
object
This instant payment's related instant payments or other objects.
2 properties
InstantPaymentRejection
object
If this instant payment was rejected, this object contains details on the rejection.
3 properties 2 required
OutgoingInstantPaymentReturnReason
string
The reason for initiating an return. honorreturnrequest - Honoring a return request wrongamount - Wrong amount duplication - Duplicate payment initiatingpartyu…
InstantPaymentAmount
integer
The amount of the instant payment in cents.
CurrencyCode
string
A three-letter currency code as defined in ISO 4217.
Direction
string
Who is initiating the transaction. outgoing: You are sending a transaction to a counterparty. incoming: You are receiving a transaction from a counterparty.
InstantPaymentReturnDetails
object
If this instant payment is a return, this object contains details on the return.
2 properties 1 required
InstantPaymentIdentifiers
object
The instant payment's identifiers.
3 properties
AccountID
string
The ID of the Account object.
InstantPaymentReturnRequest
object
A return request associated with an instant payment.
6 properties 3 required
IncomingInstantPaymentReturnReason
string
The reason for a return. honorreturnrequest - Honoring a return request wrongamount - Wrong amount duplication - Duplicate payment initiatingpartyunrecognized…
InvalidParameterDetail
object
2 properties
InstantPaymentCounterpartyStatus
string
The current status of the instant payment from the counterparty's perspective. If outgoing: posted, underreview, or rejected. If incoming: posted or null.
InstantPaymentAvailability
object
Result of an instant payment availability check.
2 properties 2 required
InstantPaymentStatus
string
The current status of the instant payment object. If outgoing: created, underreview, canceled, rejected, posted. If incoming: underreview, rejected, posted.
InstantPaymentAgent
object
Details of a financial institution in an instant payment.
1 property 1 required
OutgoingInstantPaymentReturnRequestReason
string
The reason for initiating a return request. creditoraccountnumberinvalid - Invalid creditor account number wrongamount - Wrong amount customerrequested - Reque…

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

lead-bank-instant-payments-api-openapi.yml Raw ↑

Other APIs Lead Bank publishes across the network.

Lead Bank Lend API
AE Profile APIs.io
Lead Bank Move API
AE Profile APIs.io
Lead Bank Issue API
AE Profile APIs.io
Lead Bank Store API
AE Profile APIs.io
Lead Bank File Integrations (SFTP)
AE Profile APIs.io
Lead Bank Webhooks
AE Profile APIs.io
Lead Bank Account Number API
AE Profile APIs.io
Lead Bank ACH API
AE Profile APIs.io
Lead Bank Blockchain Payment API
AE Profile APIs.io
Lead Bank Compliance API
AE Profile APIs.io
Lead Bank Entity API
AE Profile APIs.io
Lead Bank Events API
AE Profile APIs.io
#Instant Payments
← Back to L APIs
API Details
ID
lead-bank:lead-bank-instant-payments-api
Base URL
gated-partner-access
Docs
https://docs.lead.bank/api-integrations/overview
Provider
Lead Bank
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