Kroo Confirmation of Funds API
Kroo's PSD2 Confirmation of Funds Service (CBPII) dedicated interface, conformant to the OBIE Read/Write Confirmation of Funds API Standard. Lets FCA-authorised CBPII third parties confirm, with customer consent, whether a specified amount is available on a Kroo account without disclosing the balance. FAPI-secured (OAuth2/OIDC + mTLS + PSD2 SCA via CIBA); access requires TPP onboarding through the Kroo developer portal.
Kroo Confirmation of Funds API is one of 3 APIs that Kroo publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Confirmation of Funds, CBPII, Open Banking, and OBIE. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes 4 operations across 3 paths, organized into 2 resource areas, and defines 15 schemas. It is described by OpenAPI 3.0.0, at version 4.0.1.
Requests are made against a single base URL, /open-banking/v4.0/cbpii.
Metadata
The identity and technical contract details declared by the specification.
Authentication & Security 2
Kroo Confirmation of Funds API declares
2 security schemes
for authenticating requests.
It supports OAuth 2.0 (TPPOAuth2Security) using the clientCredentials flow, exposing 1 scope.
It supports OAuth 2.0 (PSUOAuth2Security) using the authorizationCode flow, exposing 1 scope.
TPPOAuth2Security— TPP client credential authorisation flow with the ASPSPPSUOAuth2Security— OAuth flow, it is required when the PSU needs to perform SCA with the ASPSP when a TPP wants to access an ASPSP resource owned by the PSU
Paths & Operations 4
Across 3 paths, the API surfaces 4 operations — 1 DELETE, 1 GET, 2 POST. They span 2 resource areas: Funds Confirmation Consents, Funds Confirmations. Each is listed below with its method, path, parameters, and response codes.
Schemas 15
The contract defines 15 schemas that model the data the API accepts and returns. The most detailed are Links (5 properties), OBErrorResponse1 (4 properties), OBError1 (4 properties), OBFundsConfirmationResponse1 (3 properties). Each schema is shown below with its type and property counts.
Specification
The full machine-readable OpenAPI contract behind this narrative.
Source
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