JPMorgan Chase Payment Initiation API is one of 65 APIs that JPMorgan Chase publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Payment Initiation. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes
1 operation
across 1 path,
and defines 75 schemas.
It is described by OpenAPI 3.2.0, at version 1.2.3.
Requests are made against 5 base URLs: https://apigateway.jpmorgan.com/tsapi/v1, https://api-mtls.merchant.jpmorgan.com/tsapi/v1, https://apigatewaycat.jpmorgan.com/tsapi/v1, https://apigatewaycat-pci.jpmorgan.com/tsapi/v1, https://api-mock.payments.jpmorgan.com/tsapi/v1.
The identity and technical contract details declared by the specification.
PrimaryAccountIdentification
object
4 properties
1 required
UltimateDebtorName
string
- Mandatory for US RTP Market specific maximum length limits :- | Market |Maximum Length| |----------------- |----| | Push To Card| 25 |
AdditionalAlternateAccountIdentifier
object
A value that can be used as an alternative identifier for an account. - Each identifier entry MUST identify its context as assigned by the associated acount pl…
3 properties
2 required
IndividualIdentification
object
Individual Identification Schemes
1 property
Error
object
2 properties
Purpose
object
This field is mandatory for Singapore Faster Payments. Underlying reason for the payment transaction, eg., a charity payment, or a commercial agreement between…
2 properties
PaymentIdentifiers
object
Payment Id
2 properties
1 required
PaymentType
string
Mandatory for RTP, ACH payments and and Kinexys Digital Payments. To Specify the payment type, use: - RTP for Faster Payments - ACH.TRF for Chile ACH Payments…
Payments
object
19 properties
8 required
RemittanceInformation
object
Mandatory for Malaysia Faster Payments, optional for other markets
4 properties
CountryOfResidence
string
2 character ISO country code of residence. Mandatory for Interac payments.
AccountCurrency
string
Originator account currency in 3 character ISO currency code. Field not applicable to Alternate Payments (Cards) UK FPS - GBP only SEPA INSTANT - EUR only
IndividualID
object
Can be used if the organizationID is not populated, when the underlying payer is an Individual. It should be used together with UltimateDebtorName and address,…
3 properties
1 required
InitiatingParty
The initiating Party
UltimateCreditorName
string
Mandatory for US RTP & US FedNow
AdditionalCreditor
object
1 property
CoreInitiatingParty
object
Initiating party details
1 property
1 required
DebtorFinancialInstitutionId
object
Financial institution identifier of debtor
2 properties
IdType
string
Credit Transfer Payment Creditor Agent - Applicable and optional for Low value ACH payments (Chile). Applicable and mandatory for US RTP - USABA Debtor Agent -…
OrganizationId
object
Collection of registration information held against the party. It can be used when the underlying payer is a Legal Entity.
4 properties
FxApplied
object
1 property
StructuredInformation
object
5 properties
OrganizationIdentification
object
Organization Identification Schemes
1 property
OrganizationID
object
Can be used when the underlying payer is a Legal Entity. It should be used together with Ultimate Debtor Name and address, and it should contain the payment ac…
4 properties
1 required
AdditionalAlternateAccountIdentifiers
array
One or more values that can be used as alternative identifiers for an account.
UltimateCreditorOrganization
object
ultimate creditor organization party details
5 properties
1 required
AlternateAccountIdentification
object
5 properties
1 required
Decimal
string
A String representation of a (potentially) decimal positive number.
ErrorDetails
object
3 properties
SecureVerification
object
2 properties
UltimateDebtorIndividual
object
ultimate debtor individual party details
6 properties
1 required
AlternateAccountIdentifier
string
Alternate Account Identifier eg. email, program id, card number or other types of identifiers, used as a different means of identifying an account. Mandatory f…
ServiceLevelCode
string
service Level in coded form.
CreditorAgent
object
- Not applicable for Push To Card, Push To Wallet, Zelle and Interac - Mandatory for pay by account and optional for pay by proxy. - Mandatory for Mexico RTP i…
2 properties
1 required
TaxInformation
object
mandatory for Brazil PIX and Chile Low value ACH payments Optional for Mexico RTP
3 properties
CategoryPurpose
object
Mandatory RTP markets :- Hong Kong - Mandatory
2 properties
PostalAddress
object
Address of the party - For UK FPS it is recommended that the combined length of all structured fields should be less than 140 characters - SEPA Instant : - cre…
8 properties
DeviceInfo
object
Contains Creditor device info. Applicable for Direct Debit Payments Only(transferType=DEBIT) Refer the table below for the applicable and mandatory markets | M…
2 properties
PaymentInitationDetails
object
1 property
1 required
Debtor
object
5 properties
1 required
SchemeName
object
Mandatory - Alternate Payments :- Push To Wallet (PayPal/Venmo/Zelle) Mandatory for pay by proxy - RTP :- Singapore, Australia, Hong Kong, Malaysia, Brazil, Me…
1 property
AdditionalInstitution
object
Only applicable to UK Faster Payments and Mexico RTP (foreign remittances)
4 properties
DeliveryDetails
object
2 properties
Callbacks
array
List of Error codes and Rule definitions. errorDescription is dynamically generated hence not shown here. | Error Code | Rule Definition | |-------------------…
AccountId
string
Direct Debit Payments | Payment Type | Market | Max Length | | -------------| -------- | ---------- | | RTP | Malaysia | 34 | --- Credit Transfer Payments Appl…
AccountIdentification
string
Maximum length supported for each instrument and market :- | Market |Maximum length limits| | ------ |--------------------------| | US RTP |9 (Routing and Tran…
CreditorFinancialInstitutionId
object
Financial institution identifier of creditor. For Mexico RTP use either bic or clearingSystemId for a bank transfer use case. Length supported 8 or 11
2 properties
ErrorsInit
object
2 properties
PaymentRedirected
object
Object capturing details of a payment that has been redirected to another account Applicable to UK FPS
3 properties
DebtorAlternateAccountIdentification
object
3 properties
1 required
IndividualId
object
Can be used if organization ID is not populated, when the underlying payer is an Individual.
3 properties
Proprietary
string
Usage rules :- Australia RTP - For AU Superannuation payment (category payment), populate "USI" SEPA Instant - Use value "LEI" to indicate the organization id…
DebtorAccountIdentification
object
3 properties
1 required
AdditionalIdentifier
object
4 properties
2 required
UltimateDebtorOrganization
object
ultimate debtor organization party details
6 properties
1 required
DateAndPlaceOfBirth
object
3 properties
Creditor
object
9 properties
1 required
PaymentInitiationResponse
object
1 property
AccountTypeEnum
string
Mandatory for : 1. Card Payments 2. Venmo/PayPal wallets 3. Interac 4. India IMPS 6. Malaysia RTP (Credit Transfer & Direct Debit) 8. Brazil RTP (Pay to accoun…
UltimateCreditorIndividual
object
ultimate creditor individual party details
5 properties
1 required
AdditionalParties
object
Additional parties involved in the money movement.
1 property
DebtorAgent
object
2 properties
1 required
DebtorDevice
object
Applicable and mandatory for Malaysia Faster Payments
1 property
AccountType
string
- Mandatory for SEPA Instant - Use IBAN - Mandatory for Blockchain Payments (Kinexys Digital Payments)- DDA, BDA (Blockchain Deposit Account) - Field not appli…
The full machine-readable OpenAPI contract behind this narrative.
Other APIs JPMorgan Chase publishes across the network.
