JPMorgan Chase Merchant Onboarding API is one of 65 APIs that JPMorgan Chase publishes on the APIs.io network, described by a machine-readable OpenAPI specification.
Tagged areas include Merchant Onboarding. The published artifact set on APIs.io includes an OpenAPI specification, API documentation, and an API reference.
This API exposes
3 operations
across 2 paths,
and defines 30 schemas.
It is described by OpenAPI 3.2.0, at version 1.0.3.
Requests are made against 3 base URLs: https://api.payments.jpmorgan.com/commerce/configuration/v1, https://api-cat.payments.jpmorgan.com/commerce/configuration/v1, https://api-mock.payments.jpmorgan.com/commerce/configuration/v1.
3 operations2 paths30 schemas1 GET1 PATCH1 POST
Metadata
The identity and technical contract details declared by the specification.
Specification
OpenAPI 3.2.0
API Version
1.0.3
Base URL
https://api.payments.jpmorgan.com/onboarding/v1
Authentication
HTTP Bearer
Resource Areas
1
Authentication & Security 1
JPMorgan Chase Merchant Onboarding API declares
1 security scheme
for authenticating requests.
It accepts HTTP bearer tokens (JWT) (BearerAuth).
By default, every request must be authenticated.
Paths & Operations 3
Across 2 paths, the API surfaces 3 operations — 1 GET, 1 PATCH, 1 POST. Each is listed below with its method, path, parameters, and response codes.
The contract defines 30 schemas that model the data the API accepts and returns. The most detailed are merchantOnboardingResponse (16 properties), merchantOnboardingPatchRequest (14 properties), merchantOnboardingRequest (14 properties), locationAddressPatch (7 properties). Each schema is shown below with its type and property counts.
phoneNumber
string
A locator whose value identifies the formatted numeric address for routing voice or data communications via telephony, to reach a party. NOTE: Telephone number…
digitalSales
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
2 properties
ProcessingTemplate
string
The alternate label for a pre-defined format for a processing entity configuration.
ErrorContext
object
Error Context model
4 properties1 required
businessProfile
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
3 properties
countryCode
string
The telephone dialing prefix for a member country in the International Telecommunication Union (ITU) that is defined by the ITU-T E.164 standard. The code is a…
merchantManualKeyedTransactionsPercentage
integer
Percentage of transactions which will be keyed into the terminal with the card not present (i.e. Mail or Phone Order). User can manually type in the credit car…
clientId
string
A unique internal identifier created by the Firm's small medium business (SMB) unit for referencing a merchant.
merchantOnboardingPatchRequest
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
14 properties
merchantOnboardingRequest
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
14 properties3 required
Error
object
Common Error Model matching the api-template schema
5 properties1 required
deviceLanguageCode
string
Indicates the method of communication, either spoken or written, consisting of the use of words in a structured and conventional way. The master set of values…
contactInfoPatch
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
2 properties
accountAlias
string
The alias chosen by the customer to identify the account.
onboardRequestStatus
string
Indicates the onboarding status of the Enterprise Platform or Merchant Account for payment processing. | Status | Description | |:-------------------------|:--…
merchantMetadataList
array
This is used for specifying an attribute used on a model for collection object that will contain one or more attributes
accountName
string
The alias name given to a Merchant Account, labeled as D.B.A., that is different from the legal name.
LocationType
string
Location where the error occurred in the request
projectedSalesInfo
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
4 properties
website
string
Provides textual information about data for the protocol for specifying addresses on the Internet (Universal Resource Locator - URL) for the merchant's organiz…
enterprisePlatformIdentifier
string
A unique identifier representing the profile (configuration) for an external client or internal service of the Firm that facilitates how it interacts with the…
locationAddressPatch
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
7 properties
payoutAccount
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
6 properties
merchantMetadata
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
2 properties
merchantOnboardingResponse
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
16 properties
pricingTemplate
string
The alternate label for a pre-defined format for a pricing configuration.
payoutTemplate
string
The label given to the Funds Transfer Instructions (FTI) provided on reports to the merchant.
contactInfo
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
2 properties
terminalSales
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
3 properties
locationAddress
object
This is used for specifying an attribute used on a model for object that will contain one or more attributes
7 properties
Specification
The full machine-readable OpenAPI contract behind this narrative.
Every API here is available over the API and to AI agents over MCP. APIs is not yet its own endpoint on the v1 API. Reach this content through network search and the tag graph, or the MCP server below.
Installs https://mcp.apievangelist.com/mcp in Claude, Cursor, VS Code and the rest — one button, every client.
MCP tools for apis
4 tools reach this content
search_api_evangelistSearch every content type across the network at once.
find_relatedThe shared-tag relevance graph — what else covers this.
get_tagEverything one tag labels, across all content types.
guide_topicPRO — a curated bundle for a topic: area, guidance, rules, papers, stories, services.
A second provider on the same verified email joins the account you already have.
Your account
ⓘWhere this information came from
This is an independent, third-party profile of JPMorgan Chase Merchant Onboarding API, published by
API Evangelist. We do not operate, host, resell, or
support these APIs, and we are not affiliated with or endorsed by the company unless stated above.
Everything here is built from publicly available information — the company's own site,
developer portal, documentation, public repositories, and the specifications it publishes for public use.
Nothing is obtained by breaching a system, defeating an access control, or using credentials.
The Kin Score and Agent Readiness rating are independently calculated assessments of a company's
public API artifacts, scored against a published rubric. They are not certifications,
endorsements, security assessments, or audits.
Corrections, re-scores, and removal are free — no partnership or purchase required, and
you do not need to justify the request. A removed company is recorded as unrated, never scored
zero for having asked. Acknowledgement within one business day; removal within two.
info@apievangelist.com
·
Read the full data-sourcing policy → On a security or compliance team? Put security in the subject line and
you will get a person, not a form — we will tell you exactly which public URLs this profile was built from.