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Even Financial Approval Probability API

Approval probability reports contains data about the likelihood that a user with specified attributes will be approved for particular product offers.The user attributes are passed in the request's `POST` body. Attributes are specific to the product in questions and do not include personally identifiable information.The approval probabilty data is calculated per financial institution, as well as across the entire Engine by MoneyLion network. Within each of these groups, offer probablilities may be further broken down according to product attributes. For loans, for example, approval probabilities are associated with offer APR range and optionally product sub-type.

Even Financial Approval Probability API is one of 6 APIs that Even Financial publishes on the APIs.io network, described by a machine-readable OpenAPI specification.

Tagged areas include Approval Probability. The published artifact set on APIs.io includes an OpenAPI specification and an API reference.

This API exposes 2 operations across 2 paths, and defines 10 schemas. It is described by OpenAPI 3.0.3, at version 1.106.0.

Requests are made against a single base URL, https://api.engine.tech.

2 operations 2 paths 10 schemas 1 GET1 POST

Metadata

The identity and technical contract details declared by the specification.

Specification
OpenAPI 3.0.3
API Version
1.106.0
Base URL
https://api.engine.tech
Authentication
HTTP Bearer, HTTP Bearer, HTTP Bearer
Terms of Service
Resource Areas
1

Authentication & Security 3

Even Financial Approval Probability API declares 3 security schemes for authenticating requests. It accepts HTTP bearer tokens (publishableBearerToken). It accepts HTTP bearer tokens (confidentialBearerToken). It accepts HTTP bearer tokens (experimentalBearerToken).

  • publishableBearerToken — A bearer token that is assumed to be published in application code and downloaded to a user's device. As a result, it only has restricted access to the API.
  • confidentialBearerToken — A bearer token that is assumed to be managed like a password or any other confidential secret. As a result, it has access to sensitive API endpoints.
  • experimentalBearerToken — A bearer token that is used to access experimental endpoints that are not yet available for all partners. It may be treated the same as a publishableBearerToke…

Paths & Operations 2

Across 2 paths, the API surfaces 2 operations — 1 GET, 1 POST. Each is listed below with its method, path, parameters, and response codes.

Approval Probability 2

Approval probability reports contains data about the likelihood that a user with specified attributes will be approved for particular product offers. The user attributes are passe…

POST
/approvalProbability/loanReports
Get a loan approval probability report
createLoansApprovalProbabilityReport body → 201400401422
GET
/approvalProbability/loanReports/{uuid}
Get approval probability loan report
getLoansApprovalProbabilityReport 1 param → 200400401404

Schemas 10

The contract defines 10 schemas that model the data the API accepts and returns. The most detailed are LoanReport (11 properties), LoanReportCreateData (7 properties), LoanProbability (6 properties), ApiError (4 properties). Each schema is shown below with its type and property counts.

LoanPurpose
string
LoanReport
object
11 properties 6 required
ProvidedCreditRating
string
ProductSubType
string
A type of financial product
State
string
A two character upper case state, Puerto Rico, or District of Columbia code
LoanReportCreateData
object
7 properties 2 required
FinancialInstitutionLoanReport
object
4 properties 3 required
LoanProbability
object
6 properties 5 required
ApiError
object
4 properties
ApiErrorDetails
object

Specification

The full machine-readable OpenAPI contract behind this narrative.

Source

even-financial-approval-probability-api-openapi.yml Raw ↑

Other APIs Even Financial publishes across the network.

Even Financial Analytics API
Even Financial Lead API
Even Financial Offer Preview API
Even Financial Prefill API
Even Financial UI Utils API